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I'm not quite sure EXACTLY what you are asking, but I'll give it a shot. If BOTH names are on the loan and you want to get one off, the other person has to re-finance the car in just their name. If it's in just your name, then you have to get the other person to assume the loan by applying for a loan in their own name. Basically, you can't just remove a name for any loan you've signed for. Someone else has to refinance in their name, on their credit.

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โˆ™ 2005-11-26 20:45:31
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Q: How can a spouse get their name removed from a car loan when the other spouse was not there to sign for it and had better credit and there was not a power of attorney used?
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Related questions

Can a spouse use a power of attorney to get her husband a credit card?

It would depend on the type of power of attorney. For a general one, yes they can obtain a credit card.

How do I go about finding a copy of my prenuptial agreement?

If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.

Is it better to build credit by financing a car in one name or two and will it build your spouse and your credit faster to cosign?

yes itis better

What do you do with a dead spouses credit card debit?

If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.

In Ohio is the spouse responsible for the other spouse credit card debt?

credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account

Does a spouse automatically have power of attorney if you are not ill?

A spouse does not automatically have a power of attorney. It has to be a specific document.

Can attorney notarize spouse in a civil lawsuit when he is the attorney for his spouse?

A third party should notarize any documents.

Does a spouse automatically have power of attorney?

No. A spouse cannot sign legal documents for the other unless there is a Power of Attorney.

If you have bad credit will it affect the credit score of your spouse?

Your credit standing alone won't affect your spouse's credit. The only way your spouse's credit would be affected along with yours is if you jointly hold accounts and then fail to pay them.

Can a spouse with good credit cosign a student loan for their spouse with bad credit?

That is decided by the LENDER.

If you are trying to refinance a mortgage which is only in your name and your spouse has a much better credit score than you should you add your spouse's name to the title beforehand?


How do you obtain power of attorney for an incompetent spouse?

Apply to the probate court with the appropriate documents. If they find the spouse is incompetent, they will grant the power of attorney.

If your spouse co-signs for someone will it affect your credit too?

No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.

Does wife credit card affect husband?

If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.

Should you get a joint car loan if one spouse has better credit?

It depends on how bad the credit of the other spouse is. If their credit isn't at least decent, getting a joint loan will be based upon the FICO scores of both parties. You won't get to choose the higher score in order to get a good rate. So, it would be best to get separate financing until the spouse with the poor score improves their credit.

If your spouse has a judgment against them can it also be filed in the other spouse's credit report?

If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.

How do you sign for your spouse on a mortgage?

Your spouse must execute a power of attorney that grants you the right to sign legal documents on their behalf. You need to consult with an attorney.

Is the spouse responsible for the deceased credit card debt in Illinois----Will they take it out of the estate?

Yes the debt is paid out of the estate. If the spouse was a partner in the debt, they can be responsible. If they had a card in their own name, they may have to pay. Consult a probate attorney in Illinois.

Will your spouse's credit score be affected if your individually owned property is foreclosed spouse's name is not on the deed?

Your spouse's credit score should not be affected if he/she is not on the deed or on the mortgage that was foreclosed.

Can you write your spouse name on a legal document then sign your name and put power of attorney?

If your spouse has granted you the power of attorney. Otherwise it would not be valid.

Who is responsible for your credit card debt after your death and your spouse has given you power of attorney due to dementia?

Your estate will be responsible. Indirectly, you wife will either have to pay it or get a smaller inheritance.

Can you legally sign a document for your spouse?

No. Not unless your spouse has executed a Power of Attorney that gives you that authority.

How can a spouse stop another spouse from using one's identity?

I would contact the credit bureaus and file a fraud alert to each of spouse credit report. (IF you file fraud alert with experian or equifax etc, they will add the alerts to all 3 credit reports). The only thing you can't do is file a police report since your spouse is protected from being criminally charged since you are legally married to your spouse and you are required to monitor your identity if your spouse steals it. Certain states do allow spouses to file criminal charges so please contact your Attorney General about possibility of filing criminal charges. 95% of the time the AG will not bother filing charges since you are legally married to your spouse and you are obligated to prevent him from using your identity to establish credit without your consent. Source: I Filed for divorce and tried to file criminal charges against my wife for using my identity to get credit cards but she obtained the credit cards while being married and not being separated which I end up taking the loss for it. You guys need to study Spouse Protection and how it works if your spouse steals your identity. This is why you want to monitor your credit reports no matter how much you trust your spouse. If the identity theft took place during a legal separation or after filing for divorce then you can file a police report and block the inquiries and credit accounts on your credit report and also being able to press criminal charges against your spouse. Reminder: Please put that fraud alert on all credit reports ASAP to stop the damage of your spouse is going to do to your credit if your spouse is living with you at this moment.

Can you have a non spouse removed from your home?

Yes, a non spouse can be removed from your home. The police will need to be called and they will escort the person off the premises.

Can you legally sign a document for an incompetent spouse if the daughter of the incompetent spouse has Power of Attorney?

If the daughter has a valid Power of Attorney then she can sign for the incompetent. The Power of Attorney must have been executed when the spouse was competent and clearly to remain in effect in the case of a later incompetency. In most jurisdictions this would be knows as a Durable Power of Attorney.