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Answered 2015-05-15 15:59:24

It's like finding out a needle from a heaps of straws ! It's advisable that you contact local branch office of your Life Insurance Company, if they can help you to find out about existence of a life insurance policy of your dead father. Searching by name/address of your dead father over Net may be beneficial.

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If my brother and father are dead and father owner of life insurance policy for brother and father named as beneficiary am I beneficiary before my brothers common law wife or my brothers adult son?

Questions that must be considered: (1) Who died first, your father, or your brother? If they both died simultaneously then your brothers's insurance policy wouuld go to your father's estate UNLESS a secondary beneficiary had been named. (2) Who are the named beneficiaries on your brother's insurance policy? It actually makes no difference what their marriage status was, it is the NAMING of a beneficiary that counts, NOT their family status. If no other beneficiary of the policy was named you may have to hope that your father's will included you.


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An insurance policy gets lapsed after a period of 5 years' of non payment. Visit the Insurance Co's website,ask for status by citing your insurance policy number and you will be intimated accordingly whether the same is still alive or dead.


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If the policy bond of your dead husband is not in your possession,you can contact any insurance advisor,visit the insurance co's website,or personally visit the branch office of the insurance company for necessary assistance.


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