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How can you find out if insurance was taken out on your mothers home before it was burned?
FLINTSTONE
There are a few other facts needed to help you determine how to proceed. Is there a mortgage on the home? If so, contact the mortgage company. If there is an outstanding mortgage on the home, the mortgagor (buyer) is required to keep insurance on the home. So the mortgagee (lender) will know immediately if there is insurance or not; as mortgagee they keep a copy of the dec sheet on file and are notified immediately when insurance is cancelled, in the same manner and at the same time that the mortgagor is notified. If the house is paid, with no outstanding debts, bonds, or claims, it can still be determined if there is any insurance on the home, but it may be more difficult. You could contact an attorney, who will likely have or be able to obtain access to a records service that insurance companies also have. The insurance companies use this service to determine any current or past coverages on an item they are now being asked to insure; an attorney can probably also access this service. There are costs involved. Finally, if neither of the above is successful, contact the Department of Insurance in your state; it is a state agency and will be located under state office listings. Check for Department of Insurance and/or Insurance Commission/Commissioner. They will likely be able to determine if a particular property is currently insured OR direct you as to how to find out. Good luck.
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∙ 17y ago
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How can you find out if life insurance has been taken out in your name without your knowledge.?
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