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How can you find out where your repossessed car is being kept if lender will not tell you so you can get personal things out of the car?

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2015-07-15 18:37:24
2015-07-15 18:37:24

LaTonya, it seems unlikely that the lender would refuse to let you get your PP UNLESS you are wanting something unreasonable(strip the car???) Even so, a call from an ATTORNEY should change the program.

FL - repo agent has to inventory the car and send a "notice of siezure" of PP then you have 45 days to reclaim and pay the "inventory fee's" or items may be disposed of or sold to collect on the debt.

Send a certified letter to the lender demanding your personal property back with a 5 day time limit.And if you don't hear back sue them not the repo co. in small claims.

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The local police or the lender can tell you who has the car.

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You need to contact your lender to see if they will work with you on getting caught up on your back payments. Some state laws allow the lender to require you to pay the vehicle off in full and some state laws require the lender to return the vehicle to you if you can catch up on the amount you are behind. You need to check your state law and contact your lender.

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You should contact the lender and try to work out a payment plan. Lenders will use repossession only as a last resort, so there is a good chance you can get something worked out.

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If the property is being repossessed, you should expect to have to vacate. That is because the owner no longer has control of the house he is renting to you. Alternatively, you can try to call the lender and make new arrangements.

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Make a deak with your finance co to pay off the payments you are behind. Caution...Don't refinance for lower payments or they will stick you for high interest added. Negotiate with the lender.

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NO you cannot!!!!There are many dishonest repo people who try this scam to squeeze money out of already cash strapped people.They can charge you if they have removed ,inventoried and bagged your personal property........you know actually done something to warrant being paid.If they refuse to let you retrieve your personal property then contact the lender and ask for your PP back.If that fails contact the police and file a stolen property report and don't forget to include your lisc. plates. (if it applies in your state)

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storage is when your personal things are being held safely and in good care.

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The repo company can charge a storage fee for any personal items that were in the truck. If the lender is outside CA, they may not be as familiar with CA repossession law as could be hoped, so you shouldn't rely on what "somebody" there told you. If you feel that the repo company is acting illegally, you should notify the CA Department of Consumer Affairs' Consumer Information Center by calling 1-(800) 952-5210 and requesting a complaint form.

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After your vehicle has been repossessed, the repossessing company must contact you (often via the creditor) to notify you where your personal property can be recovered. Repossession agents are required to keep the property for thirty days to allow you to recover it, but they will charge you a storage fee, and pretty much every one will require that fee be paid before they surrender your personal property. Regarding an agent of yours being permitted to recover your personal property, it is possible, but may be difficult.


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