If the collection agency knows the current residence of the person owing a debt, they are in violation of the federal Fair Debt Collection Practices Act. Contact the collection agency immediately in writing and let them know you are reporting their actions to the Federal Trade Commission and the American Coolectors Association. Also state that you demand the cease contact in every medium but writing and they are not to contact you on the phone. Collection agencies can be subject to serious fines and penalties. Check out the Fair Debt Collection Practices Act. Federal Trade Commission Consumer Response Center 600 Pennsylvania Ave. N.W. Washington, D.C. 20580 Telephone: (877) FTC-HELP (877-382-4357) TDD: (202) 326-2502 Web: www.ftc.gov - Click "File a Complaint" on home page American Collectors Association P.O. Box 39106 Minneapolis, MN 55439-0106 Telephone: (612) 926-6547 Fax: (612) 926-1624 email: aca@collector.com Web: www.collector.com Complaints about members: www.acainternational.org/intcontent.aspx, Click on "Contact ACA
The next time the collection agency calls you, you need to let them know they are calling the wrong person. You should also ask for the manager.
The best way to stop a collection agency from contacting you is to write them to stop collecting you. It really is that simple after you write to them they are required by law to stop calling.
Only the IRS
They stop collecting
Yes but if you tell them to stop they have to comply.
Unfortunately, that won't work. If they are harassing you, then you can definitely stop them by hiring a lawyer but it is their right to collect on debts that went unpaid.
The Fair Debt Collection Practices Act (FDCPA) sets rules for bill collectors working for a collection agency (not a collector working for the creditor, many states have laws for all collectors). One of the rules is that they can not call you at work, harassing you, use inappropriate language, lying, adding unauthorized charges and many other practices. Under the FDCPA, you have the right to demand that the collection agency stop contacting you, except to tell you that collection efforts have ended or that the creditor or collection agency will sue you. You must put it in writing. Some thing happened to me. Certified letter telling them to stop worked like a charm.
Remit a "cease and desist" letter to the agency via registered mail with receipt requested.
I used to work for a collection agency, and as far as I remember, no you can't. That would be like trying to garnish a social security check. I don't think they can do that.
Put a money order with the amount owed in the envelope.
It really depends what their complaint is and whether you can realistically do something about it. Definitely finding an answer to a barking dog, cleaning up feces in the backyard and keeping a low profile if you have multiple animals outside can be reasonable things to do. However, there are limits to what neighbors can expect. (If you can, edit the question and add what they are harassing you about and you might get a good answer here.)
Once a delinquent account has been turned over to a collection agency, the physician's office should stop billing.