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Gosh, when I was going to school, you could get a student loan independent of having good credit (thank God). The rules may have changed since the early 90s when I was in school, but I think the point of the student loan program is that you can get a loan without a credit check!

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18y ago
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15y ago

The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of student loans enables students to take care of their varying college expenses. A student loan however, is a loan that must be repaid under specified circumstances.

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10y ago

Options for students obtaining student loans for school with bad credit are limited in scope. The best options for help can come from sites like Education Connection for lenders and Stafford Loan, for direct access to the federal loaning options.

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10y ago

There are few private lenders that offer loans to students with bad or no credit. If you go to your local branch of Consumer Credit Counselling, they can help you to improve your credit now. (CCC is a non-profit organization). If all you need is a co-signer a family member or any citizen of you country with good credit should be able to co-sign your loan.

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Q: How can you get a student loan with a poor credit record?
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Will you pay a higher interest rate on a poor credit loan?

Interest rates are directly tied to your credit history. The company making the loan needs to make money, so your poor credit record will cause them to charge you higher interest.


Do any lending organizations offer student loans for people with poor credit?

Sallie Mae offers student loans. They do have some poor credit options. You can not clear a student loan by bankruptcy so they are more liberal than for other loans.


How can one get a mortgage loan with poor credit?

Some companies offer mortgage loans for people with poor credit but in general, they are difficult to find. In general, one will need to prove that they can make up for the poor credit in time by showing their credit record and income status.


Where can one get a personal loan with poor credit record?

There are a number of places which specialize in providing personal loans to individuals with poor credit ratings. Some of the companies include; Loans Solutions, LoansPronto and KensingtonDirect.


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Where can you get a loan at with bad credit?

For people requiring loans when they have a poor credit rating then they may be able to get a poor credit loan from several companies advertising poor credit loans. Sites such as Tesco Bank and Norton Finance offer loans to people with poor credit.


Can someone get a housing loan with poor credit?

Poor credit decreases the chances of getting a housing loan. However, many companies offer assistance to those with poor credit and it is never too late to improve one's credit and improve the chances of getting a housing loan.


Where can I get a loan with poor credit?

Credit Unions are more likely to offer a person with poor credit a loan and if there is no luck there I would try payday advance stations. If employed you can choose the bank on your payroll checks to apply for a loan.


Where could one get a loan if they have a poor credit score?

There are lots of places where someone can get a loan if he has a poor credit score. Some of these places are Spring Finance, Blemain Finance and Midland Credit.


How can one get poor credit mortgage loan in Ottawa?

To get a poor credit mortgage loan in Ottawa a person needs to seek the advice of a lending company who can help you with getting a loan. Many times they will tell you how to get your credit in better standings so that you may get the loan.


What are some loan providers that offer loans for consumers with poor credit?

Loan providers that offer loans for consumers with poor credit include the very popular Federal Auto Loan that supports people with bad credit. A consumer could also visit their bank for more poor credit loans