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Answered 2015-07-15 18:29:34
It really depends on how long your policy has lapsed, but there are insurance companies that will provide you with insurance coverage even with a lapse.
Give us a call and we can get you a replacement policy. 847-444-2571, ask for LIZ.
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Is there a difference between lapsed and cancelled auto insurance?
Cancellation Termination of an insurance contract before its expiration date, by either the insurance company or the policyholder. Lapsed Insurance Policy When a policyholder fails to pay the due premiums, his or her insurance will get cancelled. These are referred to as a lapsed insurance policies.
What happens when you missed a payment and your insurance lapsed?
It so happens that you have no insurance
What does it mean when your car insurance is inactive?
It means you have no insurance. Either it has lapsed or has been cancelled.
How do you get money back from lapsed life insurance met life?
how do you get money back from life insurance met
Can you have car insurance on a car with a suspended plate bc i didnt know my ins. lapsed and got new policy in the meantime my plate was suspended i cont. paying on all cars including suspended 1?
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
What do you do if you have an accident with a lapsed insurance and the vehicle is totaled?
You pay for the damages out of your pocket. Answer How lapsed? There is a grace period with insurance companies. Call your agent. If it's been more than 2-3 weeks my guess is you are out of luck.
How long after your insurance has lapsed will you be covered?
Usually 30 days for most insurances.
What if you have a past due balance on car insurance account then get in an accident?
You're probably screwed because your insurance most likely has lapsed.
If you have an accident and then reinstate your insurance are you covered?
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
Can a suspended insurance policy be re instated?
It depends. In many cases, insurance companies may reinstate coverage if the premiums for the lapsed months are paid.
If my insurance coverage has lapsed do I have to inform new insurance carrier?
Not answering an application for insurance has serious consequences. If you 'misrepresent' any information on the application and suffer a claim, then entire claim can be denied.
If you are late paying your car insurance by two weeks does that mean it has lapsed?
Yes, it does. There is a due date by which time you must make a payment or the insurance policy is canceled.
If you had a NYS Life and Health insurance license and it lapsed how do you get it back?
Check out your States department of insurance found on line. I imagine you would have to sit for the exam again.
If you have an accident other party admits fault no police report your insurance was lapsed will the other insurance cover your loss?
As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.
If you have found an old whole life insurance policy and you?
don't know what to do with it, you should phone the insurance company and ask if the policy is still in force and if so, if it has any cash value. You might either want to cash it out, or to keep it as life insurance. It's up to you. If it has lapsed and has no cash value, then it is irrelevant.
How can you find out if the owner of the car has insurance if someone else was driving that hit you and didnt provide the proof of insurance?
whut if you were in a bus accident and the bus didnt get the insurance information
What if you get in a wreck but have failed to pay the insurance the past month the car is new and has gap insurance but the insurance is inactive because of failure to pay?
Your Not covered for anything at all. If the auto insurance is inactive, then so is the GAP coverage. "GAP Insurance" is Not "Auto Insurance", it is Finance Company Insurance. it will only pay the difference after your required Auto Insurance policy has paid it's maximum limits. If your auto insurance lapsed, then your GAP insurance has also lapsed automatically and concurrently. The GAP Insurance is Void in the absense of an auto insurance policy. Your on the hook for all monies owed to all parties involved with your finance note. Take Care
When in an auto accident and the person gives proof of insurance and it's lapsed -can I get info from the police from the insurance policy number?
That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your insurance company if you have uninsured motorists coverage. Your company will pay the claim and go after the other party. They will do the legwork and pay all legal fees involved with collecting from the other person.
What should be done if there was a car accident and you were on your grandparents insurance and you didnt know it over lapped what do you do?
Tell your grandparents, it's their insurance policy Then, apologize for lying to them and being a knucklehead
If given a ticket for no proof of insurance and insurance had lapsed but have since gotten insurance what should I do?
the only thing that matters is whether or not you had insurance at the date you got pulled over. if you got insurance two weeks later that will not work. if you had valid insurance but did not have a copy of it with you contact the court and let them know...they will ask for proof of coverage. if you can provide that they will dismiss the ticket. acceptable proof of insurance is an insurance card showing you had coverage on said date or a letter of experience from your insurance company.
In UAE how can you know that your labor ban is already lapsed?
SALAM my question is how do i know .when my ban is going to finish
If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?
Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.
If someone pays a lapsed life insurance policy up to date does that individual become payee or benificiary?
Only if the policy owner, sends a written request to the Insurance Company to do that.
Can finance company repo your car if your insurance lapses?
You usually have to have insurance in case you have an accident. The finance company can then retrieve the debt from the insurance company. If you do not have insurance then they will have to retrieve the debt from your other assets such as your house if you have one! If they perceive that you are a bad risk they may look at getting the car back if there is enough equity in it but they will still want any outstanding dues. Better to keep up the insurance. They may not know the insurance has lapsed unless you notify them.
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