You need a SSN to apply for any credit card. That is how they can check your credit report.
Yes. Credit reports do not require your SSN, only your credit history and credit card number. In addition, you should never disclose your SSN to anyone, regardless of their insistence.
I have been using a ssn that is not my but now I have a itin number and I want to transfer the credit bureaus report to the itin
You need to send the request either by mail or call to get your credit report without requiring a ssn. However this takes about 15 days to process and another 2-3 weeks to ship. https://www.annualcreditreport.com/cra/order Mail order form: https://www.annualcreditreport.com/cra/requestformfinal.pdf
There are actually plenty of alternatives. You can buy a home, buy a car, even some home utulities services will do it depending on where you live. Typically, if they ask for you SSN, then it will most likely appear on you credit report.
Yes. Your SSN is used to pull your credit report. If the loan is granted, it is then used to track your relationship with the bank and report interest paid (if the interest is tax deductible).
Not if the bankrupcy actually belongs to the person on whose report it shows. The credit bureau will simply correct the SS#.
No, but neither do they HAVE to extend you credit.
The question is rather vague, however, if the issue is, does one have to give their SSN when applying for a credit, the answer is no. There are certain agencies which can legally enforce the request for a person's SSN or ITIN or information, the IRS for example. On the other side, the lender or card issuer does not have to extend credit to a person who chooses not to submit their SSN.
im sorry i dont think so
it looks like a typical credit card or a ATM card but have different use.... Source: http://official-online-ssn-card.org/
Your best bet is freecreditreport.com, you may get a free credit report once a year from their website. They do all three of the credit bureaus, and they dont leave anything out.
Usually your name, address, and SSN
Your credit card company will report you to one of the three credit agencies, Experian credit bureau, Equifax credit bureau, and TransUnion credit bureau.
If someone adds you as an authorized user on their credit card account, and they supplied your SSN when adding you, it would probably show up within 30 days. Of course that means that you would have to get a new report each month or sign up for some kind of Alert service.
There are a few sites that do not require your personal information like your social security number (SSN) when they give you an auto insurance quote. One such site, 4autoinsurancequote.com does not require your SSN and therefore, does not run a credit score or credit history check.
With ssn you can run credit online for free.
Only on your CREDIT REPORT. DMV doesnt care how you got it or got rid off it, as long as ya dont steal it or sell before ya pay for it.
I dont know ask someone who cares
There is nothing one can do to remove derogatory information from a credit report unless the info is invalid and the consumer has substantiating evidence to prove the claim. A credit repair agency that claims they can clear a credit report of all derogatory data regardless of the nature, is making false and possibly illegal claims. Some will suggest the consumer obtain or use another SSN, not advisable under any circumstances.
LifeLock is an ID protection company that monitors your credit card activity and protects your SSN. If you have had your identity compromised then the credit bureaus can offer you a limited, free service through them for one year.
Nearly all personal and financial information is tied to your social security number (SSN). With your SSN, the collection agency can run in depth background checks, credit reports, and verify identity. It is also necessary to have an SSN sometimes for verifying employment.
Their are several credit improvement programs available online for free. You dont have to report credit counseling services so it shouln't affect your credit score.
I too am on H1B and got a SSN. The Wachovia and Bank Of America Secured card already declined me.