How can you get your own insurance if you are only sixteen and your parents will not let you on their insurance policy because you have no training?
There are companies who will insure you (high risk) but I suggest that you have a VERY good job to pay the premiums being a young, new, and untrained driver! Get your driver training certificate and you will save money. Just start calling Brokerages to find out what company will take you. Now is the car you are trying to insure your parents own? In that case, unless they ok it, you can not be covered.