Credit and Debit Cards

How can you make a credit card company add to account notes closed by the customer?


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2005-11-07 13:34:10
2005-11-07 13:34:10

The way I done it was call them & tell them you LOST your card & you want a NEW one with a NEW NUMBER when you get it you have to call them to activate it so just don't call & BURN the card Frank

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You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.

Yes. Creditors report to the credit reporting agencies the terms under which an account is closed. It looks bad and is a slightly more derogatory status when an account is closed by the lender vs. closed by the customer.

When your Amazon account is closed, the credit card info that is associated with the account will not be kept by the company and will be deleted also.

If an account has a credit balance the customer must have overpaid on their account or a credit was issued by the company and posted to the customers account, resulting in a credit or negative balance.

Accounts Receivable is an account that holds what a person or company owes your business. For example you sold a computer to a customer on credit, this credit is listed in an Accounts Receivable and is an asset.Asset accounts maintain a Debit Balance, meaning that a debit to the account will increase the account (in other words increase the amount the customer owes the company).A credit to the account will decrease the balance of that account (in other words, it records payment or credit to that customers account and decreases the amount the customer owes the company).

If a credit card is closed it cannot have a balance. Just because you have stopped using the ard you cannot declare the account closed. If you owe even one penny, the account is open and the credit card company can 'report a 30 day late'

The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.

Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.

Yes, you can request your issuing credit card company or bank to reopen your credit card that you closed. I did that with one of my credit cards. However, make sure that you had a good record on that particular closed account and that you check if all the balances have been paid before you closed the account in order not to ruin your credit history.

Yes, until the account balance is paid in full.

Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.

that it has been closed by either you or the company- either way it shows as a negative in your report

If a customers account has a "credit" balance, this means the company owes that customer rather than the customer owing the company. Customer accounts tend to have a debit balance, meaning the customer owes the company that amount. It is rare when a company owes a customer, if this does happen, the account becomes a liability instead of an asset because of the fact that now the company owes money rather than is "owed" money.

It means that the account was closed by the company that granted the loan or credit. An example would be Chase closing a customers credit card (with or without a balance) due to inactivity, poor account performance, or due to a decline in the customers financial health.

The credit card should be returned to the credit card company or destroyed and the company should be notified immediately of the death so the account can be closed.

No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.

You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.

None if it is indeed your account. However, your credit report should indicate that the account is paid and closed.

You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.

CompuCredit of Atlanta is behind the Salute scam. They recently closed everyones account and are still charging the monthly maintenance fee. This fee is for having a active credit card. The agreement is that for paying the monthly maintenance fee that you would be given a credit card.

When a sale is made to a customer on credit, it creates an AR which is classified by the company as an accounts receivable.

You can write a letter of dispute to the collection agencies if that is who listed your credit account wrong. If it is a company, you can write a letter directly to their account or customer service department.

The purpose of customer service is to act as a liaison between you and the company you are dealing with. They are trained to offer assistance with a variety of tasks. Including but not limited to; account credit, complaints, questions, information concerning your account, requests.

No. If the account has been closed, you would need to re-apply if you wanted an account.

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