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The way I done it was call them & tell them you LOST your card & you want a NEW one with a NEW NUMBER when you get it you have to call them to activate it so just don't call & BURN the card Frank

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โˆ™ 2005-11-07 13:34:10
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Q: How can you make a credit card company add to account notes closed by the customer?
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How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?

You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.


Credit card closed by issuer affect credit score?

Yes. Creditors report to the credit reporting agencies the terms under which an account is closed. It looks bad and is a slightly more derogatory status when an account is closed by the lender vs. closed by the customer.


Credit line closed-grantor request-reported by subscriber?

Company Closed account


When you close an amazon account does your credit card info get closed aswell or dods the company keep all of this info?

When your Amazon account is closed, the credit card info that is associated with the account will not be kept by the company and will be deleted also.


When does accounts receivable have a credit balance?

If an account has a credit balance the customer must have overpaid on their account or a credit was issued by the company and posted to the customers account, resulting in a credit or negative balance.


Can you re-open a credit card once closed?

Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.


Can a credit card company report a 30 day late on a closed account that still has a balance?

If a credit card is closed it cannot have a balance. Just because you have stopped using the ard you cannot declare the account closed. If you owe even one penny, the account is open and the credit card company can 'report a 30 day late'


What does it mean when your credit report states that you have a paid closed collection account on you credit report?

The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.


Can you reopen a credit card that you closed?

Yes, you can request your issuing credit card company or bank to reopen your credit card that you closed. I did that with one of my credit cards. However, make sure that you had a good record on that particular closed account and that you check if all the balances have been paid before you closed the account in order not to ruin your credit history.


What point can you request a settlement on credit card debt?

Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.


Can a credit card company keep adding interest on a closed account?

Yes, until the account balance is paid in full.


Will a credit card company accept a lower payoff for a balance if the account is not past due but closed?

No


What does it mean when an unpaid account is closed on your credit report?

that it has been closed by either you or the company- either way it shows as a negative in your report


What is the appropriate classification of customers accounts with credit balances in a balance sheet?

If a customers account has a "credit" balance, this means the company owes that customer rather than the customer owing the company. Customer accounts tend to have a debit balance, meaning the customer owes the company that amount. It is rare when a company owes a customer, if this does happen, the account becomes a liability instead of an asset because of the fact that now the company owes money rather than is "owed" money.


What is the difference between a Debit and a Credit as it relates to Accounts Receivable?

Accounts Receivable is an account that holds what a person or company owes your business. For example you sold a computer to a customer on credit, this credit is listed in an Accounts Receivable and is an asset.Asset accounts maintain a Debit Balance, meaning that a debit to the account will increase the account (in other words increase the amount the customer owes the company).A credit to the account will decrease the balance of that account (in other words, it records payment or credit to that customers account and decreases the amount the customer owes the company).


What does Closed-Credit Grantor mean on a credit report?

It means that the account was closed by the company that granted the loan or credit. An example would be Chase closing a customers credit card (with or without a balance) due to inactivity, poor account performance, or due to a decline in the customers financial health.


What happens to credit card upon death in regards to the heirs?

The credit card should be returned to the credit card company or destroyed and the company should be notified immediately of the death so the account can be closed.


Does it hurt your credit if a credit card company closes your acouunt because you aren't using the credit card?

No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.


When a customer pays on their account is it a credit or a debit to the customers account?

debit a/r credit cash


When creating a credit account for a customer you need to request?

Credit references


When creating a credit account for a customer you need to request.?

Credit references


When creating a credit account for a customer you need request?

Credit references


How do you delete credit mail?

You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.


What legal actions can you take if a company that sent your account to a collection agency even though you paid in full and closed it 8 months ago?

None if it is indeed your account. However, your credit report should indicate that the account is paid and closed.


How do you delete old credit report information?

You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.

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