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If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.

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โˆ™ 2007-01-11 15:14:00
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Monique's previous credit card balance is 199.26 and she has a monthly finance charge of 1.5 How much will the credit card company assess in finance charges on this balance

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Q: How can you remove debts that are five years old from your credit report?
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Related questions

What can you do to help clean up debts on your credit report?

Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.


When can you have bad credit removed from your credit report?

The FCRA says the SOL for debts or negs on your report can only remain for 7 years


Is it true collection debts erase from your credit report after 7 years?

Yes, however, bankruptcy can remain on the report longer.


How do you know if your bankruptcy is discharged on your credit report?

Bankruptcy does not get discharged. Debts are discharged. The bankruptcy will remain on your credit report for 10 years from the date of filing. The debts that were discharged can remain for 7 years from the date of discharge, showing a zero balance and that they were discharged in bankruptcy.


What are the laws pertaining to a credit reporting agency still reporting after a bankruptcy discharge?

Debts included in the bankruptcy should be noted as such in the credit report. The bankruptcy will remain on the credit report for ten years.


Do they remove the judgment after 3 years on your credit report?

Judgments remain on your report 7 years from the filing date


If you haven't paid your credit-card debts in 7 years can you apply for a new card?

When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.


What debts stay on your credit report longer than 7 years?

Bankruptcy. Defaulted federal student loans.


How long after you file bankruptcy can you put claims to remove from your credit?

It stays on your credit report for ten long years and they won't remove it.


When do old debts fall off your credit report?

They don't! you actually have to pay them. Wrong! Negative information can only report on your credit report for 7 years from the DOFD and 7 to 10 years for Tax liens. Only information that stays on your report indefinitely is a criminal convictions


Why does your credit report show some debts that you incurred over 5 years ago as being reported as recently as this month?

This is probably because they are still out standing debts. You have to pay them. It will still stay on your credit report for seven year period. Good Luck.


How long does a bankruptcy stay on your personal credit report?

It can stay on your personal credit report for up to 10 years, but most credit reporting agencies will remove it after 7.

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