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Answered 2007-01-11 15:14:00
If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.
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What can you do to help clean up debts on your credit report?
Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.
When can you have bad credit removed from your credit report?
The FCRA says the SOL for debts or negs on your report can only remain for 7 years
Is it true collection debts erase from your credit report after 7 years?
Yes, however, bankruptcy can remain on the report longer.
How do you know if your bankruptcy is discharged on your credit report?
Bankruptcy does not get discharged. Debts are discharged. The bankruptcy will remain on your credit report for 10 years from the date of filing. The debts that were discharged can remain for 7 years from the date of discharge, showing a zero balance and that they were discharged in bankruptcy.
What are the laws pertaining to a credit reporting agency still reporting after a bankruptcy discharge?
Debts included in the bankruptcy should be noted as such in the credit report. The bankruptcy will remain on the credit report for ten years.
Do they remove the judgment after 3 years on your credit report?
Judgments remain on your report 7 years from the filing date
If you haven't paid your credit-card debts in 7 years can you apply for a new card?
When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.
What debts stay on your credit report longer than 7 years?
Bankruptcy. Defaulted federal student loans.
How long after you file bankruptcy can you put claims to remove from your credit?
It stays on your credit report for ten long years and they won't remove it.
When do old debts fall off your credit report?
They don't! you actually have to pay them. Wrong! Negative information can only report on your credit report for 7 years from the DOFD and 7 to 10 years for Tax liens. Only information that stays on your report indefinitely is a criminal convictions
Why does your credit report show some debts that you incurred over 5 years ago as being reported as recently as this month?
This is probably because they are still out standing debts. You have to pay them. It will still stay on your credit report for seven year period. Good Luck.
If a collection account isn't a credit card does it fall off your credit report immediately once it is paid?
No. Negative entries concerning all creditor debts remain on the consumer's credit report for the required 7 years.
How can you remove bankruptcy from your credit report?
If its a mistake- you can dispute it with the credit agencies. If you did in fact declare bk- that you ca do NOTHING about, but should drop from your credit report in 10 years.
How long does a bankruptcy stay on your personal credit report?
It can stay on your personal credit report for up to 10 years, but most credit reporting agencies will remove it after 7.
Can filing for bankruptcy remove a foreclosure from your credit report?
No, if property has been foreclosed upon the notation will remain on the credit report for the required amount of time of seven years from date of foreclosure. A bankruptcy remains on the credit report for ten years.
What is the statute of limitations on bad credits?
The statute of limitations for debts reported on your credit report is 7 1/2 years.
After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?
bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.
Should old debts that are over five years old be off of your credit report?
Yes. You can get them removed. By law (the FCRA) all ACCURATE information stays on a credit report for 7.5 years. You can challenge ANY entry if you believe it to be inaccurate.
Can you remove inquiries from credit report?
Inquiries can't be removed from a credit report at your request, which means you must wait at least two years for them to be automatically removed.
How long is it catalog debts stay on your credit?
Unpaid items and negative information stays on your credit report for up to 7 years. Debts such as unpaid taxes or student loans in default will never come off until paid up current or in full. Remember items that are unpaid do not suddenly become unowed after 7 years they just cease to report on your credit bureau.
Its been 19 years and something is still on credit report?
If it has been 19 years and something is still showing on a credit report, you can request to have it removed. Contact the three credit reporting bureaus and ask all of them to remove it for you.
Will an eviction still show up on your credit report after a bankruptcy?
Why not? All debts are discharged, but any other actions, such as evictions, are not affected. And the fact of being discharged in bankruptcy can stay on your credit report for 10 years.
How do you remove bankruptcy off credit report after waiting seven years?
They are and always will be a matter of the public court record. BK are reported under the standard credit report request for 10 years.
How can you fix your credit when you are broke?
By definition, you have 'bad credit' if you pay your debts late or fail to pay them altogether. Therefore, if you have bad credit due to debts, or late payments, and you have no money, there is no way for you to repair your bad credit. But sometimes bad credit can be due to errors on your credit report. If this is the case, obtain a copy of your credit report, notify the credit reporting agency of the errors, and they will check into their accuracy and remove them from your credit report if they find that they are indeed truly errors.
Can I remove bankruptcies from my credit report?
Not really. Chapter 13 bankruptcy stays on the credit report for seven (7) years (can be ten, but usually seven) and Chapter 7 bankruptcy stays on the credit report for ten (10) years. Once the term is over, you may dispute the bankruptcy with the credit bureau, however, there are no ways to remove the bankruptcy until the term is complete.
