You can't. The act of certifying it is the guarantee from the certifying bank that payment will be made, no matter what.
you can talk to your banker about the situation and ask them what your options are and how to get your money back.
Call the bank where you got the check.
They will send me payment have order email number and form of a certified check or money and and it will be delivered to before the week run out
As long as the check isn't submitted for payment yet, you can issue the stop payment request. But, if the check is already paid the bank will not accept the stop payment. A point to note is that, the person to whom you gave the check can prosecute you legally for doing so because he wont get paid for the check.
Contact your bank. Unfortunately, the answer is probably that you can't. UCC 3-411 makes banks who refuse payment on a certified check liable to penalties. There are some defenses against that, so it might be worth contacting the bank anyway, but don't get your hopes up. You're probably going to have to let the recipient cash the check and then attempt to sue them to recover damages.
When the persone receiving the check, the payee, wants to ensure that there are sufficient funds and that the check wont bounce. A certified check is as good as cash and a more secure method of payment for the payee.
No, one cannot put a stop payment on a certified check. The point of issuing a certified check is to guarantee that the check can be cashed immediately - like cash.
Call the bank where you got the check.
You should assume the answer is no. Banks are required by law to honor certified checks or face penalties in most cases. You should contact your bank to see if they will stop payment for you, but be aware they are not legally required to except under specific circumstances, and even then there is a particular procedure to follow. It's much more difficult to stop payment on a certified check than on a regular check, so you're probably going to wind up having to let the check be cashed and then sue to recover your damages.
THis ain't no question.... why would you stop payment on a check anyway
No. A stop payment can be issued only before the check payment is made by the bank. If you try a stop payment after the bank has paid for the check, the bank wont accept it because the stop payment instruction is useless now and cannot be executed.
The usual guidelines on stop payment on checks are:Any person who issues a check has the right to give a stop payment on itStop payment advise must be issued before the check is cashed or paidIf the stop payment is given after the check is cashed, it is uselessIf a person issues a stop payment, he/she is still liable to pay the money to the person to whom they had given the check.
Being able to place a stop payment on a cashier's check depends on the bank. If the cashier's check has been lost or stolen the bank may place a stop payment on it.
They will send me payment have order email number and form of a certified check or money and and it will be delivered to before the week run out
if you stop payment because the funds are not available then yes it is.
you can place a stop payment on a check right after you write the check if you want to pay the fee
The person who issued the cheque can issue the stop payment on the cheque. As long as the check isn't submitted for payment yet, you can issue the stop payment request. But, if the check is already paid the bank will not accept the stop payment. A point to note is that, the person to whom you gave the check can prosecute you legally for doing so because he wont get paid for the check
As long as the check isn't submitted for payment yet, you can issue the stop payment request. But, if the check is already paid the bank will not accept the stop payment. A point to note is that, the person to whom you gave the check can prosecute you legally for doing so because he wont get paid for the check.