I don't want to sound rude but I have to tell you that you should wait a bit longer to have a child because they are not all cute and cuddly. They are very expensive to have and to take care of. The prenatal vitamins and doctors visits will cost you 60.00 a month. That is if you have no other issues, health wise. Then the hospital is about $6,000 depending where you live. Then the baby comes along and you have monthly wellness checkups for the first year. That is if the baby is healthy. If the baby is sickly or has other health issues your talking thousands of dollars. Then you have food, diapers, clothing, toys, etc and that monthly could be up to 300-400 dollars a month, depending where you live. Does your boyfriend have a job, do you? Do you understand that a baby is a life changing event. You have so much you still need to do to experience life for you and there is plenty of time left for a baby. Go to college or start a career that you are interested in. Travel and enjoy yourself for another 5 years or so and definitely have some money saved up. Please think about this a little more and don't forget the guy has to be ready, too, or you'll be raising baby all alone and that stinks...