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Your wife, as an authorized user, is not liable for those debts. Have your wife's name removed from the accounts. Wait at least 30 days and then she can try disputing those tradelines with the credit bureaus.

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โˆ™ 2015-07-15 21:03:21
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Q: How can your wife fix her credit if you're filing Chapter 7 but she is not however she was an authorized user on four of your cards and the charge offs are showing up on her credit which was perfect?
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