0
How do i get my check directly deposited into my checking account instead of getting it in the mail?
Wiki User
∙ 11y ago
my crrunt acuont
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
What is a non checking account?
A non-checking account is the account in which cheque book is not issued like for customer for getting loans
What is the advantage of using a checking account?
One advantage of using a checking account is that you can pay only with money you actually have in your account, which can help you avoid overspending and getting into credit card debt.
Is there usually a minimum balance requirement for free checking deals?
If you are getting a free checking account. The balance reuqirement should be zero dollars and should have keep the account open with a one penny.
What is a good age to start a child with a checking account?
I would recommend not getting a checking account for your child until they are older. A good age to think about this would be around 16 or 17 years of age.
Why do you have to cross a check?
This is called as an account payee cheque which can be only deposited into a bank account. Such a cheque cannot be cashed for money directly. Hence you can keep a track of who is getting your money. Even if you miss your cheque you can be sure that, the person who finds it cannot encash it easily. He would need to have a bank account with the name as mentioned in the cheque and hence it is much safer.
What are some of the obstacles with getting a bank account with bad credit?
It can be hard to open a checking account if you have had a bankruptcy court judgment or bad credit against you. Some banks like NatWest will let you open a Step Account where they track your record for a period of time, then let you move up to a regular account with checking.
Where can you get a checking account if you have bad credit?
Chex Systems Bites is a great site for a listing of banks where you can open a checking account with bad credit. They also have information on how the Chex System works and give recommendations on different banks. You can find the website at http://chexsys.tripod.com/goodbanks.html. Many, if not most banks, do not check your credit for a simple checking account. What they do check is if you've defaulted on a checking account at another bank. If another bank has reported you (rightly or wrongly) you will have a hard time getting an account.
What is the use of checking my credit history?
Checking your credit history allows you to make credit reports and check credit scores which are crucial for getting loans. It is also important to check that your account is not being used wrongfully.
Does poor credit affect getting a checking account?
Yes, it can. Banks feel that they are taking a risk on someone who has bad credit. Most lending institutions think that you will write "bad checks" and not be able to pay for them, thus leaving them to charge off the account. If you have bad credit, they think that you can't manage money.
What is the meaning of 'account not available yet' at ATM?
Your account is not fully set up yet if you are getting this message at the ATM. Most banks will inform you that you cannot withdraw money for up to 24 hours after setting up a new checking account.
Who can take money out of your checking account without consent Florida?
No one. No one can take money from your checking account without your consent. This rule is not only in Florida but also applicable throughout the world. But, if you have a standing agreement with anyone wherein you have given them the right to debit/take money from your account by signing an automatic funds transfer form then they have the right to take money from your account without getting your consent every month.
Can you obtain a credit card if you're checking account is negative?
Your credit history is what is important. If you are overdrawn or have been over drawn many times and the bank is charging you penalties it will hurt your chances of getting a credit card. If you have a credit line that protects your checking account like I do you just start drawing on that and it won't hurt your credit report.
