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Most of them require a coordination of benefits form to be filled out before paying claims. Typically only one policy pays. You would have to talk with the companies in question to find out their rules. In the case of children it can be a challenge, the rule that my company went with is the insurance of the parent that was born first was the primary provider.

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โˆ™ 2007-02-23 16:02:29
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Q: How do medical insurances coordinate payments if you have coverage from two companies?
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