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First of all, you call the credit card company you are with and tell them you want to have your credit card cancelled, it doen't get any easier than that!!

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โˆ™ 2007-09-29 15:34:24
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Q: How do you cancel your Credit Card Account?
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I need to find out how I can cancel my Horizon Gold Card a credit card online, I need help on cancelling it.


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The only ways to cancel an accidental purchase on a parent's credit card is to cancel the order from the producer/provider or cancel it through the credit card's business.


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Can the secondary card holder of a joint credit card account cancel the account?

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Letter to Cancel a Credit Card because of Poor Terms?

Get StartedCredit card companies periodically change the terms of your account. The changes generally take place automatically unless you do something to stop them. The "Letter to Cancel a Credit Card because of Poor Terms" allows you to notify your credit card company that you are unsatisfied with the new terms and directs the company to cancel your account. Some credit card companies will negotiate the terms. This is most likely to occur over an annual fee charge. Many credit card companies will waive the fee rather than lose your account. You may also want to cancel your account or attempt to negotiate over other changes in the terms of your account, such as an increase in the interest rate or a change in your credit limit.Be sure to check your credit card agreement for the credit card company's rights after you close the account. By law, the company can not charge an annual fee if you notify them of your intent to close your account within the time specified in the notice. If you attempt to use the card after the cancellation date, however, most credit card companies provide that such use constitutes acceptance of the new terms. If you intend to cancel the card, be sure not to later attempt to use it. If you have an outstanding balance at the time that you cancel the credit card, the credit card company may be able to charge you a different rate if it is specified in your agreement or in the notice of changed terms.


Can you close a credit card account if there's a balance on the account or must you pay the balance in full?

Yes, you can cancel the card even if there is a balance remaining on it. You contact the credit card company and request the card be cancelled. You will no longer be able to use the card, but you still pay the balance, either in monthly payments or in a lump sum. But you do not have to pay the balance in full when you cancel the card.


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If you have a credit card you never use is it better for your credit rating to cancel the card or to just keep the account open but unused?

The answer to this question depends on your overall credit scenario and your specific goals. Having a unused credit card account can damage your credit over time. It might be a good idea to cancel the card if you don't plan on getting a loan. The rule is, only get additional credit if and only if you need it! Why don't you charge something like 5 bucks on that card every month to keep it active?


How does a credit card account differ from a checking account?

A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.


How do you cancel your Horizon Gold Credit Card?

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