Credit and Debit Cards

How do you cancel your Credit Card Account?


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2007-09-29 15:34:24
2007-09-29 15:34:24

First of all, you call the credit card company you are with and tell them you want to have your credit card cancelled, it doen't get any easier than that!!


Related Questions

I need to find out how I can cancel my Horizon Gold Card a credit card online, I need help on cancelling it.

Call up the Credit Card company and tell them to clsoe the account, you will be sent a letter confirming that as well.

Get StartedCredit card companies periodically change the terms of your account. The changes generally take place automatically unless you do something to stop them. The "Letter to Cancel a Credit Card because of Poor Terms" allows you to notify your credit card company that you are unsatisfied with the new terms and directs the company to cancel your account. Some credit card companies will negotiate the terms. This is most likely to occur over an annual fee charge. Many credit card companies will waive the fee rather than lose your account. You may also want to cancel your account or attempt to negotiate over other changes in the terms of your account, such as an increase in the interest rate or a change in your credit limit.Be sure to check your credit card agreement for the credit card company's rights after you close the account. By law, the company can not charge an annual fee if you notify them of your intent to close your account within the time specified in the notice. If you attempt to use the card after the cancellation date, however, most credit card companies provide that such use constitutes acceptance of the new terms. If you intend to cancel the card, be sure not to later attempt to use it. If you have an outstanding balance at the time that you cancel the credit card, the credit card company may be able to charge you a different rate if it is specified in your agreement or in the notice of changed terms.

You go to account management then click cancel Runescape membership, enter you credit card number that you used to start the Runescape membership, then you click cancel for the account that you want to cancel. Voila! There you have it!

First of all you can just give a friend your username and password and stop playing!!!

The only ways to cancel an accidental purchase on a parent's credit card is to cancel the order from the producer/provider or cancel it through the credit card's business.

Yes, you can cancel the card even if there is a balance remaining on it. You contact the credit card company and request the card be cancelled. You will no longer be able to use the card, but you still pay the balance, either in monthly payments or in a lump sum. But you do not have to pay the balance in full when you cancel the card.

The answer to this question depends on your overall credit scenario and your specific goals. Having a unused credit card account can damage your credit over time. It might be a good idea to cancel the card if you don't plan on getting a loan. The rule is, only get additional credit if and only if you need it! Why don't you charge something like 5 bucks on that card every month to keep it active?

A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.

We had to cancel our credit card to get rid of the continuing charges

How do I cancel Horizon Gold card? i have cancelled , cut up card,,but 11 days later my $29.95 debit from my debit card account has not been replaced,,,,,,this card is a rip-off DO NOT FOOL WITH it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Generally, no, unless you cancel the transaction after the fact. If you have made a payment to the credit card company and cancel after the time the transaction was made, yes, the credit card company may take money out of your checking/savings account. If you made some mistake when using your credit card which resulted in a fee or finance charge, the credit card company may put that amount on your credit card bill but may not take the amount out of your checking/savings account unless you specifically ask them to. If you have automatic payments set up, the credit card company may honor those instructions until you send them a WRITTEN request to change the setup. Most card companies allow you to bypass the written component and change automatic payments online.

Get StartedThe Request to Cancel Credit Card is used to request the cancellation of a credit card. It may be a cancellation request for your credit card or you may be making the request on behalf of someone else, for example, on behalf of a card holder who has died.

Yes, canceling a credit card always reduces your credit score. It never improves your credit score if you cancel a credit card account. If you have had the card for more than 2 years, or if you have a substantial amount of available credit at the time that you close the account, then the reduction in your credit score is even greater. However, if it makes sense to you to close the card, and you do not plan large purchases in the near future, your credit will recover without your feeling the difference.

Applying for a credit card does not mean that a person has to us it. It is advisable that the person does not cancel the card, as this actually is harmful to credit scores, while having an unused credit card can be beneficial for credit scores.

"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."

Yes but you have to eat the credit card and then wait until they cancel it to let it out of boody. jkjk I don't think you can o3o

No... It will simply have a zero balance owing. The card will still be active - until you cancel it yourself.

I would dispute a charge from the site with my credit card company. Get it reversed and that should cause them to cancel the account. If that does not work report them to the legal authorities as a scam.

If you owe money on this account, pay it off and cancel it. Get a new credit card and if you can't remember your digits (zip/address, etc) then write them down and keep them in your wallet.

Dear Sirs, Please cancel my credit card account no. xxxxxxxx with immediate effect, and send me a statement of what I currently owe. Thank you Yours faithfully

ia an additional credit card holder liable for the whole debt of the credit card account

One may always cancel their credit card, however, if one has a balance outstanding, one is STILL RESPONSIBLE FOR PAYING. From a credit reporting standpoint, it is never good to cancel a credit card because the number of open accounts is reduced and the relative credit usage is reduced (both resulting, generally, in a reduction of credit score).

1. Go through the steps to view your account information. 2. When the Apple account information page comes up, select the "edit credit card" button on the top right. 3. In the first box that lists the forms of payment, select the "None" radio button. Afterwards, select the "Done" button at the bottom of the page. 4. When the screen refreshes, it should read that "No Credit card on file."

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