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If you are responsible don't close your credit cards off, but make a purchase every month to keep it active. You could buy something for $10 - $30 dollars and put it on your credit card and pay that $10-$30 off the next day. If you don't trust yourself with credit cards then just close your account. You must get plenty of ads in the mail from credit card companies offering you different interest rates so there will be no problem reactivating any credit card.

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Q: How do you close credit cards without affecting your credit scores?
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What credit cards are available to applicants with poor credit scores?

There are a number of credit cards available to applicants with poor credit scores. The top credit card in the UK available is an Aqua classic card which can be applied for by applicants with very low credit scores. Also available are Aquis visa cards, Barclaycards initial cards, Capital One progress, classic and classic extra cards and Luma cards.


How can paying down your credit cards lower your credit score?

Paying down your credit cards won't lower your scores-- but paying off and closing the credit cards will lower the scores. You want to show that your cards are not maxed out and you have plenty of room between the credit limit and the balance .


Where can one shop with bad credit cards?

When you have bad credit scores, it is difficult obtaining a credit card but when you do manage to get one, there are some stores that will still accept credit cards of people with bad credit scores, like Macy's.


How to quickly raise credit scores?

To quickly raise your credit scores you should pay off your credit cards, or get a credit card if you don't already have one.


How do people get 0 apr credit cards?

People who have very good or excellent credit scores are able to apply and qualify for credit cards that have better interest rates.


Why is it people with poor credit scores can still get credit cards?

Because high interest is a bonus for the credit card business.


What is vanquis most useful for?

Vanquis is a bank that has earned a reputation for providing credit cards to those with poor credit scores. In this way Vanquis helps people with bad credit improve their credit scores.


What is some credit score advice?

Here are some tips to fast fix your credit scores, if you dont have a credit card, get one. Get an installment loan, lower your credit cards and use your cards lightly


What credit cards does Citicards offer on their login?

Citi, being a very large financial institution, offers many different credit cards for any possible lifestyle. Their credit card lineup includes basic cards, rewards cards, and special cards for people with exceptional credit scores.


Can having to many credit cards with no credit balances reduce your credit score?

{| |- | Your overall credit history will determine how your credit is affected by having numerous credit cards. However, having an overabundance of credit cards with high balances or credit availability can negatively impact risk scores if your credit history is questionable. |}


Will it affect your credit rating and score if you have 5 credit cards but use only one and neglect the other four cards?

== == Your overall credit history will determine how your credit is affected by having numerous credit cards. However, having an overabundance of credit cards with high balances or credit availability can negatively impact risk scores if your credit history is questionable. == == == ==


How do you afford a loan?

Avoid maintaining bad credit history, without fail we have to pay back our loans interest every month. Always try to apply loans with secured credit cards and try to maintain credit scores in higher levels.