How do you collect on a life insurance policy?

Answer 1

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A life insurance policy becomes payable only when the person who is designated as the insured dies. The beneficiary is the person, persons or entity to whom or to which proceeds are payable upon the death of the insured, and is usually designated on the policy application. The beneficiary(ies) should obtain a copy of the death certificate, contact the insurer, and request a proof of claim. It must be completed and submitted to the insurer with the death certificate and any other material that the insurer requests.