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How do you create a cease and desist letter against an ex spouse?
Wiki User
∙ 15y ago
A Notice of Cease & Desisit Acknowledgement is drafted against a creditor in an attempt used to stalemate or discontinue further collection activities against a creditor. In order to do this you must first name yourself as well as the creditor within the Notice of Cease and Desist. You must specify within the grounds of this letter where and when you wish to be contacted, or to no longer be contacted by the creditor in the future at all. According to FACTA, (FAIR ACCURATE CREDIT TRANSACTION ACT, Amended as of 12/31/03, Re amended as of 01/01/04) which states that Creditor can only make communications with a client or said customer between the hours of 8AM to 9PM Monday to Saturday, but no contact as of Sunday. The time of contact must not be an inconvenience to the customer. Communication can be orchestrated by means of these methods... Fax, Telephone (Cell Phone, Digital, LAN Line), Written or Verbal, Electronic (this is email. However, even though one issues a Cease and Desist, the said creditor still has the ability to continue it's collection practice by means of filing legal against the said client who owes the debt as long as the debt is considered to be Complete & Accurate in Nature, meaning that based on Due Diligence, the client owes the debt.
Max I. Jackson - CCRR
Regional Finance
Senior Assistant Manager
Wiki User
∙ 13y ago
Wiki User
∙ 15y agoYou would have to see a lawyer to have this done (I've had it done with my first husband) but, beware .... depending on how miserable your ex is then the 'Cease & Desist Order' isn't worth the paper it's written on. Some lawyers will give you one half hour to one hour of free service so do your research, find a lawyer that does this and then decide if you want a Cease & Desist Order drawn up (CDN $350.)
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