Debt and Bankruptcy

How do you deal with a collection agency that does not try to collect on the debt?



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After the initial contact, usually a phone call and/or letter. A consumer may not hear from a CA for some time. (Consider yourself lucky). They will sooner or later become more active in collecting the debt. Sometimes it is because they are concentrating on "easier game". If a debtor has no apparent income or assets that can be used for repayment, they hold off for awhile. Hoping that the debtor's situation will change, and he/she will become more financially solvent.