How much personal property do you have? *You want to look at all your personal property (clothing, electronics, kitchware, furniture, etc) basically if its yours you want it insured. Then you want to look at any type of high value items you may have, jewelry, computer and software, gun collection, or maybe coins. An insurance company will ask you if you have any of these, they may also have a minimum amount they write, find that out too. I typically go with at least 15K then go up from there. To help determine how much coverage you need for your possessions you can get free dowloadable software from the Insurance Information Institute at: http://www.iii.org/media/publications/brochures/homeinventory/. For liability coverage don't be penny wise and pound foolish. I would look at a minimum $300,000. The additional cost to raise your coverage from $100,000 to $300,000 is generally about $10/year!
You will need rental property insurance if your are the owner of a rented property. This insurance, in addition to standard household insurance, covers things such a public liability.
Check you policy to determine if you have rental car insurance. Some credit cards also have rental car insurance. http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/do-you-need-rental-car-insurance/article1994097/
Renault car insurance offers many services to its customers. If you have a question you can contact Reanult's customer service to ask them tailored questions to your insurance needs, including rental cars.
Adequate insurance depends on your specific situation; the Needs Calculator will help you determine the adequate amount for your specific needs.
To find the best car rental rates, you should evaluate exactly what type of car and services you need. You can easily cut the cost of your car rental quite a bit if you find that you do not need the car insurance on the rental car because your regular car insurance company or credit card company provides insurance coverage for the rental.
Not every insurance policy extends its coverage to car rentals. This is especially true if the rental is out of state or out of the country. Always read the fine print on your insurance policy to determine if car rental insurance is included. If it isn't, you may need a rider to get it included. If this changes your costs significantly, you can investigate the cost at individual rental companies. Or, wait to buy extended coverage until you must rent a car.
Make sure you are clear on your needs, then make sure that the van you arrange meets those needs. Make sure that you understand the terms of the rental agreement, especially regarding insurance, mileage and fuel. Before you rent, check with your auto insurance provider to see if the rental will be covered on your policy.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
If rentals means rental cars, then no. Rental car insurance is optional, however many insurance policies can include rental insurance, so purchasing it from the rental company can be pointless in some cases.
Most auto insurance companies provide rental car reimbursement policies. Different insurance companies offer different policies with different options at varying prices. You may select those policy options which meet your personal budget and car insurance needs.
You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.
Most reputable home insurers will also offer rental, or flat insurance. One needs only to contact the insurance company that one feels will best fit one's needs, and an insurance policy can be drawn up in a matter of minutes.