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Call an insurance agency for a quote. When you contact an agent ask to see prices from different carriers and make sure you understand the difference between whole life and term, because the death benefits may look the same, the costs will be very different. == == If you are the owner or beneficiary You can call the insurance companies claim department and they can answer general questions for you. An agent of the company will also be happy to help.

To the best of my knowings, I think the best thing to do would be to contact the insurance carrier to see if the policy is still in force. If you have a suspect Insurance Company, Simply call them and ask Customer Service if you are insured with them. You need to be the owner in order to make any changes. In many cases if you reached the majority age you become the default owner. Also, if you were a child when this was bought on you, do some research and find out who your folks insured their own lives with, or their P&C with etc, and write a letter of inquiry to those companies.

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โˆ™ 2008-11-03 17:01:14
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Q: How do you find a life insurance policy while you are still alive?
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How can second divorced wife collect deceased husbands insurance policy when first deceased wife of husband is still named beneficiary?

In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.

Is the cheapest insurance a guarantee of the best insurance policy?

You really need to find a balance of cheap prices while insurance policy, the better insurance policy you get, the more expensive it gets. But the cheaper price the policy, the effectiveness of the policy will suffer.

Which scientist had an element named after him while he was still alive?

Glenn Seaborg was the scientist who had an element named after him while he was still alive.

Does dying while setting off illegal fireworks void a life insurance policy?

No, an accidental death would be covered by your life insurance policy.

Is my little brother who is covered under my policy still covered by my policy while driving someone else's car?

If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.

What are some good viatical settlements?

Viatical settlements allow people without life insurance beneficiaries (gay men, people without families or spouses, orphans) to sell their life insurance policy for cash value while they are still alive. These are not used very popularly but grew in frequency of request after the AIDS epidemic in the sixties.

What are insurance policy surrender charges?

The insurance policy surrender charges vary from policy to policy. While surrender charges against ulip policies are much on the higher side, whereas the same is low in endowment policies. You can visit the Insurance Company's webiste for a glimpse of the various charges.

What are some key features of Endowment Life Insurance?

An endowment life insurance policy pays the holder a lump sum either after it reaches maturity, generally within a specified time, or upon the holder's death. Endowment life insurance will either pay a set amount of money to the holder's beneficiaries in the case of the holder's death prior to maturity, or once it matures the policy is paid out to the holder. It is similar to whole life insurance except that it has a shorter maturity rate and is intended to be used as a benefit while the insured is still alive.

Is your RV covered while pulling it?

You need to have your RV included in your insurance policy.

Why is is important to have different types of insurance?

Since human needs vary, there is necessity for different types of insurance policies. While life insurance policies cater only policies related to individual life, general insurance has vast categories ranging from medical insurance, shopkeepers policy, householders policy, fire and burglary policy, marine policy, money transit policy and so on. Each policy cater to specific needs of the person or concern as the case may be.

Is inga the one who dated Hitler still alive?

Eva Braun dated Hitler while he was still alive.

Are dependents not added to policy still covered?

That depends on what your talking about. If your dependents are driving your vehicle then they are required to be scheduled as a driver on your policy before they are considered an insured driver. Failure to schedule known drivers on your insurance policy is well known form of Insurance fraud and can void any coverage from your policy should they be involved in an accident while driving. Your insurance company can deny liability and refuse payment. Of course if your dependent is your minor child then you as the parent are still liable but you will have to pay out of pocket should this occur. If you mean are they covered for injury while a passenger in your vehicle when you are driving then yes.

While my regular car insurance cover a rental car too?

This will depend specifcally on your particlar insurance policy. While it is common place to have rental coverage with a full covrage policy,you should verify this information before renting a car.

Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?

They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.

Does your insurance cover you if you crash a car while test driving?

You should have coverages available but your policy is considered secondary to the insurance that is on the vehicle.

What kind of medical malpractice insurance covers the insured only for those claims made while the policy is in force?

That is what Malpractice Insurance is.

Do life insurance policy cancel if you die with AIDS?

Not if you purchased the coverage while you were healthy.

Does car insurance cover items stolen from a car?

That depends on the policy that you have with your insurance company. When I had my truck broken into, my policy covered the iPod and stereo that were stolen, plus my rental while my truck was in the shop.

Can you find out who is executor of a will while the person is still alive?


Life insurance while in the hospital?

Are you asking if you can buy it while in the hospital? It depends why you are there. More than likely you would need to wait until you are out or buy a guaranteed issued policy. In any event, if you need it now while you are in the hospital, you still need it when you get out.

If you buy a used car while using Hartford Auto Insurance will your insurance transfer and what happens to the insurance for the old car?

auto insurance is generally specific to a vehicle. You can retain your policy and any benefits which you can transfer to another vehicle and cancel the old policy or retain the policy until your old vehicle is sold. As always check with your insurance company after all they do want to retain you as a customer.

Can someone take out a life insurance policy on me without my knowledge?

They can if it is bought while you are a minor, otherwise it is insurance fraud and is illegal without your consent.

What are the benefits of online auto insurance?

Online auto insurance benefits include being able to pay your bill online and review your policy. You can easily add or remove a vehicle or a driver from your policy. I have used online auto insurance for a while now.

Who has the best insurance for construction and renters ins?

It is not likely you will find a single insurer with the best offering for both of these insurance categories. Construction Insurance is a Commercial lines Policy while Renters Insurance Is a Personal Lines Policy. That's kinda like trying to mix apples and oranges.

If you totaled your car while drinking will your insurance still cover it?

No, they will not.