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Points don't matter.

It's whether it's a major and minor conviction.

Major - Ie) Drunk Driving - Good Luck finding insurance, especially some you can afford.

Minors can be problematic too, if they're in combination with other things, ie) cancelled for non-payment - you may be disqualified from a certain carrier

points definitely matter. depending on your state you probably get specific amounts of points on your driving record. the insurance company uses a whole different point system and they stay on longer than they do on your driving record (3yrs vs. 2yrs.)You can find out on-line or at the police how many driving record points a ticket is worth, but I have no idea short of asking an agent how to find out how many "insurance points" they are worth. Once you get past about 8 insurance points, it starts to get pretty bad and insurance points are higher than the amount on your driving record.

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Q: How do you find out how many points a ticket is worth and how much it will affect your insurance?
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