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How do you find out if you are a beneficiary of a life insurance policy?


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Wiki User
2015-07-15 18:50:13
2015-07-15 18:50:13

The National Association of Insurance Commissioners has a "Life Insurance Company Location System" to help you find state insurance department personnel who might help identify companies that might have written life insurance on the deceased. NAIC's Life Insurance Company Location System - five questions, using your best guess if necessary, then click on the 'Create Suggested Contacts' link to view a list of State Insurance Departments that may be able to assist you with your search. - (external-apps.naic.org/orphanedpolicy)

Here's an authoritive article on this subject

I used this service and got results in seven days: www.policylocator.com for $75.00

Have the owner or insured contact the company and ask.

Simply contact the insurance company and ask for the claims department. Explain to them the situation and they can tell you who the beneficiary is. They will be happy to settle a claim for you in most cases! You may also want to check and see if there is an agent listed as a contact within the paperwork you have and start there. Good luck!

Life insurance is a private transaction, the only people who need to know this information are the owner of the policy, the life insurance company, and the executor of the estate (if deceased).

The best way to find out is to ask the owner of the policy. If the life insurance company tells you, they are violating part of the trust the owner has in them. In fact, even if the insured/owner is recently deceased, companies should not confirm the beneficiary until after they receive a death certificate because any stranger could call up and ask.

Related Questions

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There is no age restriction for a beneficiary on a life insurance policy.

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Yes, you can have a secondary beneficiary on your life insurance policy. If the primary beneficiary is no longer living when you pass away, the secondary beneficiary would receive the proceeds from your life insurance policy.

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The beneficiary of a life insurance policy is the person or entity designated by you when you apply for the policy and when it is issued by the insurer.

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If he put you in as the beneficiary, then Yes. Look at the policy and find where it says beneficiary to make sure.

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The Insured can change the beneficiary on a life insurance contract.


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