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How do you find out who is the lien holder for your car if it has been charged off your credit?
Wiki User
∙ 14y ago
The name of the lien holder for your car should be listed on the title. If the lien holder was not listed on the title, it would be quite easy to sell your car without paying off the lien. A charge off means the person holding the loan considers you to be a deadbeat. It is put on your account when you are more than six months behind on your payments. The charge off does not mean you do not need to pay off the loan. It means you have ruined your credit. If it happened because the lien holder changed addresses without informing you and you tried to make your payments, then you need to get caught up and have him pull that bad report. He made the mistake and he can correct it or you will take it to court. If you did not pay up, take your medicine and start getting caught up to get your credit back.
Wiki User
∙ 14y ago
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How do you find out about old accounts?
A great place to start is your credit report. It will generally list all credit accounts you have had - even if they have been closed - along with the name and address of the account holder.
How you find the available credit limit for a cardholder?
ONLY the card-holder can legitimately access that information. A person's credit limit is nobody-else's business !
How do you find the lien holder code for an out of state credit union?
Ask your bank OR The credit reporting service you use OR The person that holds the item that has the lien on it OR If you know the name, call them.
How would you find the available credit limit for a card holder?
Search and select the cardholder account, and then click the Authorizations Limits link
What does it mean to co-sign for a credit card?
That means you agree to be completely responsible for paying the balance of the account if the primary card holder defaults on the payments. You may not know if the primary card holder is not paying the monthly bill and your credit record will be affected if the payments are late.You should be very careful about co-signing for a credit card and make absolutely sure you understand your liability if the charges are not paid.
Where can I find about a business credit line?
When a company, or members of a company, have a company credit card they are being extended a business credit line. This means that all expenses they pay that are related to the company are charged directly to the company on this credit line. You can go to local banks and their official websites to find out more. You can also go to credit card companies websites such as Chase.
How do you find out if someone is using credit cards of a deceased person?
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
If a car is already charged off on your credit how long do they keep looking for it in California?
Until they find it. If it is charged off on your credit report then the creditor sold the note to a collection agency who will hire a repo-man to track down the car so they can recover it and sell it to make the money back that they paid to creditor for it.
How do you find out if you are liable for a credit card that does not appear on your credit report?
The best option would be to contact the issuer of the card and ask if you are a joint account holder. If you are not on the account, they will not give you any information. If you are an authorized user/second card holder you are not responsible for the repayment of the account. The exception might be pertainint to laws that governing marital accounts in community property states.
How do I find out if credit cards have been taken out in my name?
Ask for a credit check through a credit reference agency. A credit check on your personal details will reveal every card registered to you.
How can you find out if certain creditors have been marked charged off and it's not showing in your credit report?
The only true way to know is either try contacting the creditor or keep a close eye on your credit report. If the account isn't showing on your credit report and you receive no coorespondence from a creditor, it can be very difficult. If you suspect an account is in default of contract and you cannot find information on the account, understand that if it isn't initially reported, the chances of it being reported are not very great.
If you sign up to a website but then find out you have to pay but you dont will you still be charged?
If you've typed in your credit card number, depending on how trusted the company is it will or will not charge you. If you were smart, you wouldn't type in your credit card number on any website.
