How do you get a loan when you don't have a cosigner and don't know your credit status?
As to your credit status--you can request a copy of your credit
reports from each of the repositories on the internet. Just type in
"credit reports"- pick one that will give you all three at once or
get one at a time. It will cost you to get your scores so be
prepared. When you get your report, there will explanations for
everything on it. As far as getting credit, go to your bank/credit
union--hopefully you have been with them a while. Talk with a loan
officer and state your case. If you want to buy a car and use it
for security, make sure it is a car that doesn't lose it worth
quickly. If you just want to just borrow some money, start with a
small amount--pay that back and then start again. It won't take as
long as you think. Good luck.