All of the title insurance underwriter as well as many many title agencies have websites that can direct you to a local agency in your state/county/community.
Simply keyword into your web browser: title insurance search, title insurance, or title insurance companies. Many title insurance underwriters and agencies will pop up.
A title search or Report on Title is a search and compilation of filed public records.
A title insurance POLICY insures against acts & deeds of previous owners up until the time you take title/deed to the property.
A title search for a deed to a house can be done at a title abstract office in the District of Columbia. There is a charge for this service. A title search for a vehicle can be done at any Department of Motor Vehicles office in the District of Columbia. If a new title is asked for there is also a charge for this service.
The wording in the deed is no different just because the buyer did not want to pay for a title search and title insurance. The responsibility is with the buyer to know what he/she is getting when he buys the property. You can sue after the fact, but good luck if you don't take responsibility to have the property checked out.
Title insurance is a specialized type of insurance that is not generally sold by insurance agents. It is usually provided by an attorney and underwritten by a title insurance company who specializes in this type of insurance. The title insurance company relies on statements and work done by the attorney when he does the title search and he has some liability for his work. You can't just decide that you want a title insurance policy anytime. It is usually done when you purchase a piece of property. I suppose that if you wanted to pay for a new title search you may be able to buy a policy at a time other than at closing.
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