Document each call you make - date, time and person called. Leave a message for that person, giving your name, the date and a phone number where you can be reached. Most ins. cos. have a menu option - choose x number to report a new claim. Make sure you're doing that. If you still don't get a call back, ask the company's operator to put you through to the claims department supervisor. If you still don't get anywhere, call your state's department of commerce which generally oversees insurance companies and claims practices.
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.
Depends ... if you are using a personal auto that is insured for 'pleasure' and using it for delivering goods to customers (which is conducting a business), then NO your insurance will most likely not pay. However, if you have been honest and upfront with your insurance company and have the car insured for use in business venture, then you might be covered.
It can be said that insurance companies pay for cars after a wreck as long as you are fully insured. But when a person does get money from the insurance company it doesn't mean that they are buying it from you. The car will have to be taken to a car junk yard and you can sell it to them.
The insurance company hires a lawyer to represent the insured person or corporation. So, assume that Dan gets in a car wreck and rear-ends Paul. Paul sues Dan. Dan's insurance company hires Lewis the lawyer to represent Dan the defendant.
Not sure, but when you wreck into someone and get taken to court insurance might help.
It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
Yes. As long as you were insured when the accident happened they will pay the claim.
When car insurance expires the car and passengers are not longer covered so when a wreck occurs there will be no help with paying medical bills or to fix the cars involved in the wreck. May be subject to a fine if not insured.
As long as he had permission, then yes. If you are going to try to claim that he/she didn't have permission, that's a whole other story.
Because if you are dumb enough to have a house without insurance, the only one who loses money if anything happens will be you - if you don't have automobile insurance and you wreck, you might hurt someone else or wreck their car, too, so you have to be insured so that they get paid.
Question is incomplete/unclear? What was the insurance for? Injury/damage to others, or to the operator? Get disability from WHO??
Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.
Depends, you have to ask your insurance company
It depends on your insurance company and local state laws, but normally, you just your insurance agent or the company. They may require you to call the police first, especially if it was a wreck.
If the title, registration, and insurance are still all in your name, you (or your insurance company) would be responsible.
If you wreck your vehicle, the insurance company pays you off and you give them the title for the vehicle. The insurance company then turns around and sends the vehicle to an auction (usually for dealers and wholesalers only) and sell it. Most of the time a salvage company will buy the car for parts and the insurance company can recoup some of their money.
If you wreck your car, then it is usually the insurance that pays for you ;)
It depends on the cause of the wreck.
Absolutely, yes they will, and they should.
You probably would.
If they do not claim the teen driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also refuse to cover certain types of loss if the teen driver is not included in the policy. There is coverage for the kid that they pay and is discounted because the parents also have a policy with them. Liability is separated from the parents.
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.