How do you get an insurance company to return your call after a wreck with their insured?
Document each call you make - date, time and person called. Leave a message for that person, giving your name, the date and a phone number where you can be reached. Most ins. cos. have a menu option - choose x number to report a new claim. Make sure you're doing that. If you still don't get a call back, ask the company's operator to put you through to the claims department supervisor. If you still don't get anywhere, call your state's department of commerce which generally oversees insurance companies and claims practices.
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.
Depends ... if you are using a personal auto that is insured for 'pleasure' and using it for delivering goods to customers (which is conducting a business), then NO your insurance will most likely not pay. However, if you have been honest and upfront with your insurance company and have the car insured for use in business venture, then you might be covered.
It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.
Uninsured child borrows parents car that is insured and child has a wreck does insurance company have to pay out?
Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.
If you wreck your vehicle, the insurance company pays you off and you give them the title for the vehicle. The insurance company then turns around and sends the vehicle to an auction (usually for dealers and wholesalers only) and sell it. Most of the time a salvage company will buy the car for parts and the insurance company can recoup some of their money.
If your parents purchased a car for your 16-year-old daughter and registered it in their names how should the vehicle be insured in Virginia?
If they do not claim the teen driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also refuse to cover certain types of loss if the teen driver is not included in the policy. There is coverage for the kid that they pay and is…
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your…