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Open a prepaid credit card account or try opening a department store credit card. They are usually easier to aquire. Unfortunately, department store credit cards usually have higher annual percentage rates, so be careful. When you open your account charge something small to your card. Wait for the bill to come in, pay your balance. Do this several times. Then put something a little pricier on your card (still within your budget though) and make payments on your card when they are due. (Make your payments larger than the minimum amount due. Otherwise you'll just be paying the interest and you'll never get anywhere.) After you've done that for a while pay it off again. Just keep that up and always keep an eye on your credit report! Not only to see your score but to make sure there is no identity theft! You should see your credit score go up. Just a warning though. It takes a long time. I established my credit by going to school. :) I needed a student loan and that loan is what GAVE me credit. I started working for Victoria's Secret as well and so I had opened up a VS Angel card. That made my credit better. I had a score of 678 by the time I was 20. (Which by the way, took 2 years.)

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โˆ™ 2005-09-29 06:22:31
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Q: How do you get credit?
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Related questions

What are some types of letter of credit?

Documentary letter of credit, open letter of credit, confirmed letter of credit,unconfirmed letter of credit, revolving letter of credit, fixed letter of credit,transferable letter of credit,nontransferable letter of credit,revocable letter of credit,irrevocable letter of credit,back to back letter of credit.


What does a credit department do in a bank?

credit department handles the credit granting, credit collection and credit limits of their applicants


What is credit card credit?

Credit Card credit typically means the amount which you have taken credit on your credit card ,for more information refer to the link below .


What is a good sentence for credit?

Get a free credit check and get your credit score with a credit report


What types of credit unions are there?

There are four different types of credit unions. They are global credit unions, national credit unions, local credit unions, and employee credit unions.


What is the difference between credit card and revolving credit?

A credit card is a type of revolving credit, whereas a revolving credit account may or may not be a credit card. Revolving credit can also include other types of accounts, such as a revolving line of credit with a bank or a home equity line of credit.


Is credit an adjective?

No. Credit is a noun, or a verb (to credit, or recognize). It is widely used as a noun adjunct with related nouns: credit check, credit score, credit card (compound noun), and credit history.


Do you debit or credit proceeds of sales of fixed asset in trial balance?

credit credit credit


The Three categories of consumer credit are service credit cash credit and what else?

sales credit


When was Credit Where Credit's Due created?

Credit Where Credit's Due was created on 2004-09-28.


Can your credit rating or score improve without using your credit card?

Yes, your credit rating is based upon all forms of credit, not just your credit card. For example if you have a telephone on a plan, this is a form of credit and that will add to your credit history which increases your credit rating.


Why no credit score?

If a credit bureau does not have a credit score for you, it is usually because they do not have enough credit information about you on file to give you a score. This usually occurs when you have not had traditional credit accounts such as credit cards or mortgages with banks that report to the credit bureaus. For more information about credit scores and credit reports, see the link below.


What is a Credit Grantor on your credit report?

A credit grantor is the bank or lending institution that has loaned you money or given you a line of credit such as a credit card.


Can I get credit from Home Depot?

Yes home depot does have a credit card for its company but it does depend on your credit score and your credit history on if you can get the credit card


Is a credit report the same as a credit score?

A credit report tracks your credit reliability based on your history of making payments on your loans and other debts. A credit score is a numeric value based on a weighted formula and your credit history. To find out more on both your credit report and credit score go to http://cashmoneylife.com/credit-score-credit-report-difference/


Why would checking your credit score effect your credit score?

{| |- | Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can affect your credit is when you ask a possible creditor to inquire about your credit. This is because it implies that you're possibly opening a new line of credit. |}


Is credit consalidation bad for your credit score?

Yes it is! A credit consolidation is a bad credit item which ultimately lowers your credit score. It remains in your creditreport till 7 years and constantly affects your credit scores and your credit worthiness.


What are three types of credit?

๏ƒผ1 Liberal on credit/conservative(tight) on collections 2 Moderate on credit/moderate on collections ๏ƒผ3 Conservative(tight) on credit/liberal on collections


Where can I find more information about no credit credit card?

There are many opportunities for low credit/bad credit/no credit credit cards. Especially in this economy people have fallen behind and still need to have their credit card in emergencies. Here is a good website. www.creditcards.com/no-credit-history.php


How can a teen get a credit card with no credit?

a prepaid credit card


You dont have a credit card can you still get your credit score?

If you have never bought anything on credit, you do not have a credit score.


Where can I get instant credit cards for bad credit?

It may be possible to get a credit card with bad credit, but the terms will be unfavorable. You should work at rehabilitating your credit rating before applying for credit cards.


What is Vanquis and can they help with credit scores?

vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score


How does a credit check affect a credit score?

When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.


Can having to many credit cards with no credit balances reduce your credit score?

{| |- | Your overall credit history will determine how your credit is affected by having numerous credit cards. However, having an overabundance of credit cards with high balances or credit availability can negatively impact risk scores if your credit history is questionable. |}