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Answered 2006-08-09 04:18:13

You drive the car to the nearest office of that creditor and get an employee to give you a receipt or letter stating that you have surrendered the car to them on whatever date it is. IF THAT IS WHAT YOU WANT TO DO.... Please remember that this doesn't mean that your obligation to the car and loan is now done--because it is not. If the car is sold for less than what you owe and you can bet that it will--you can be sued for the deficit balance. If the balance is large enough you can be guarnisheed-- and that is not pretty.

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