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How do you get temporary insurance for transporting a vehicle interstate?

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Wiki User
2005-10-19 00:08:00
2005-10-19 00:08:00

If you already have auto insurance your agent should be able to work something out for you.

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Swinton Insurance offers temporary car insurance in Pennsylvania so that if you drive someone else vehicle or a rental then you're covered in the event of an accident.

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Short-term insurance is useful for those not needing a vehicle long-term such as for business, vacation, or a borrowed vehicle. Some people use it when first purchasing a vehicle as insurance is needed for registration.

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What is a temporary substitute vehicle

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If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.

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The circumstances a person would need to purchase temporary car insurance would most likely involve the purchase of a new vehicle. If you were getting a rental car, you might also consider temporary insurance to protect yourself.

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State Farm offers temporary car insurance in Georgia so that you're covered if you drive somebody else vehicle then you're covered in the event of an accident.

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Not automatically NO. It depends on why you are lending her your vehicle. If your sister already has Full coverage or liability insurance and you are loaning her your car temporarily while her vehicle is repaired, undriveable etc. Then your sisters insurance policy will automatically cover a temporary replacement vehicle with the same coverage she has on her own vehicle, whatever that may be.

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Georgia residents may be interested in purchasing short-term insurance for their car or to cover themselves with liability protection. Most typical car insurance quotes are for insurance periods of six months and longer, but in many cases only a few days of insurance are needed. Because liability insurance is required in Georgia, those who borrow a friend's car for a week may need to purchase their own policy. Individuals who own a classic or antique vehicle may not need full protection for the entire year. Insurance agents licensed in Georgia can assist those seeking information about temporary car insurance.What This Insurance Will CoverTemporary insurance can be for liability only or include comprehensive insurance as well as collision protection. It can even be modified to include personal injury protection and uninsured motorist coverage.Those who purchase a car that must be transported from the place of origin to the owner's residence can benefit from a temporary insurance policy. Because someone else is transporting the car a traditional liability policy or collision protection might not be suitable. A temporary policy can be constructed which protects the investment either if driven or transported on a truck or trailer. The insurance can be extended to protect the vehicle while it sits in a garage or other location waiting for the owner to pick it up.Insurance When Borrowing A VehicleIn most cases a liability policy written in Georgia covers a car regardless of who is driving it. However the owner of the policy has the right to ask anyone else operating the vehicle to purchase temporary insurance. This means that if anything should happen to the car or to other parties as a result of the borrower's actions, the owner of the vehicle will not have to worry about elevated insurance rates. Some insurance companies also offer short-term blanket policies. This covers a driver no matter what vehicle his or she is driving. A short-term blanket policy is relatively expensive when compared to a temporary policy covering a single vehicle.Temporary Insurance For Classic CarsSome individuals own a classic car that is periodically transported to an auto show. A temporary policy that covers damage caused by the owner can be purchased from any licensed agent. Some insurance companies specialize in short-term insurance for antique vehicles. When classic cars are sitting in the garage for most of the year, owners can drop the temporary coverage and take out a simple comprehensive coverage plan instead. This will cover the vehicle in case of natural disaster and in some cases theft.

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In NYS, and I believe many states, the auto insurance must be from the same state as the state where the vehicle is registered.

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No, if it's on a temporary basis, you have the permission of the owner, and the owner has liability insurance on the vehicle.

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How about? 1) Owned auto 2) non-owned auto 3) temporary substitue/temporary replacement vehicle4) newly acquired vehicle 5) replacement vehicle.

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You must go to your states motor vehicle office to receive temporary tags to transport a vehicle. You should take any documentation you have with you and proof of identification and you will need insurance. They can last anywhere from 10 to 30 days.

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Temporary tags are available at your local DMV office. You must obtain these tags before continuing with your registration. Please be advised that you will need proof of insurance for your vehicle.

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Short term car insurance for UK drivers from the AA. Get temporary cover for additional drivers of your vehicle without putting the no-claims discount.

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Most personal auto policies provide coverage for the rental of a temporary substitute vehicle (such as when you are traveling or your car is being repaired).

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The cost for insurance will be determined by the location of the vehicle as well as the type of vehicle.

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If you are based in the UK, I would try VanQuoteDirect. I would visit their website to get a quote at http://www.vanquotedirect.co.uk I would also notify them that you would be seeking temporary insurance cover on the vehicle as well.

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Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.

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Many auto insurance companies offer commercial vehicle insurance. For example, Geico offers commercial vehicle insurance. You can talk to your local agents too.

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Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.

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The vehicle used for transporting a coffin is a "hearse".

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One can buy international vehicle insurance using AAA Insurance. One could also buy international vehicle insurance by purchasing from the GEICO company.

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There is no need for auto insurance if you don't have a vehicle. What would there be to insure ?


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