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I believe your concern is how to keep yourself from getting caught up in a lawsuit if your spouse, you are currently separated from, has an accident. Your best bet is to ask an attorney. Laws may differ from state to state as far as liability. It really has nothing to do with insurance per say because it plainly is liability law. Most times you are as liable as you spouse for any claim. That is why most insurance contracts specifically state the person who is insured is the person named in the declarations and spouse and�.. If your spouse has an accident and you find yourself sitting side-by-side in court, most likely your spouse�s insurance will protect both of you. However, I assume you both aren�t the best of friend right now. That being said, you really have no way of making sure your spouse maintains continuous insurance coverage with adequate liability limits. You could find yourself without insurance coverage or without enough insurance coverage. Unfortunately, the world has change but insurance and laws mostly have not. In a perfect world, we would not have this situation or at least there would be a simple solution. In this case insurance isn�t the problem or the solution. Your ultimate defense is divorce.

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โˆ™ 2015-07-15 21:26:03
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Q: How do you limit liability for separated spouse's car?
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Related questions

Is there a maximum limit on car insurrence?

if you mean is there a max limit on bodily injury-property damage (and other liability portions) yes, there is......

What kind of car insurance is required in Connecticut?

Bodily Injury Liability of $20,000/$40,000 Limit is required

Will homeowner's insurance normally cover a property damage claim which exceeds the liability coverage limit from a car accident?


You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?

Yes, if they accept liability and they will pay up to the limit of property damage coverage.

In whos name should a new car be titled to limit potential liability when the driver will be a 17 year old but the buyers of the car are the parents?

I don't understand what you mean by "limit potential liability". Parents are liable for anything a minor does regardless of whose name the car is in. If the parents are seeking to escape liability for accidents when the child is no longer a minor, then titling the car in the minor's name would be the way to go. This does assume they're comfortable with throwing their no-longer-minor child to the wolves.

Does liability insurance get you money for a car if your car is totaled?

The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.

What are two types of car liability insurance?

Bodily injury liability and property damage liability.

Where can one purchase liability car insurance?

You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.

Do you need a car to get liability insurance?

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.

Do you have to own a car to have liability insurance?

It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?

Is there a deductible on liability car insurance?


Does car liability fix my car?

No, that is for when you hit someone else.

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