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Mechanic's Lien:

Fill out the paperwork and file it at the county recorders office. There may be restrictions in your state, so it's best that you understand what you're doing before you go to the expense and put yourself into jeopardy. Many states require that the lien be placed within a specific period of time following completion of work. Some only allow liens for work performed by licensed contractors. Some require that the lienholder foreclose or perfect the lien by a court order within a specific period of time or the lien becomes invalid. Understand the law before you get involved in this rather confrontational procedure.

Other Liens:

A lien other than that of a Mechanic's lien is only possible when due process is followed according to the state law in which the debtor resides. The creditor must file a lawsuit in the appropriate state court, and if the creditor prevails in the suit a judgment will be entered against the debtor. The judgment can then be enforced in several ways, including a lien against non exempt real property belonging to the debtor.

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Q: How do you place a lien on someones house without their consent?
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