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Do you own it? If you do, they will have it on record. Otherwise whoever actually does own it will be on record and considered the owner. If you are the insured or the owner, contact the insurance company. Thay will be happy to talk to you. 4lifeguild.com

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โˆ™ 2011-09-13 06:01:17
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Q: How do you prove ownership of an old FHP life insurance policy where they owe you interest?
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Is there a statute of limitation on collecting monies from a life insurance policy?

no there is not. If you can prove who you are and that you are the beneficiary, the Insurance company sometimes pays interest on the money owed.


Can i get a life insurance policy on my gransparents?

Yes. You can own a policy on your grandparents assuming they are insurable. Anyone can own a policy on someone else as long as you can prove insurable interest.


What are the difference between the Insurance policy and insurance certificate?

The insurance policy is the product you have purchased, it has lots of definitions, clauses and limitations. The insurance certificate is issued to you so that you can prove to a third party (eg the police if it is for auto insurance) that you have a valid insurance policy.


Is alcohol poisoning break a life insurance policy?

Only if the insurance company can prove that it was suicide.


How do you get off someones insurance policy?

Prove that you live somewhere else and have your own policy or change policies


How do you get insurance money?

Insurance money is paid when you make a valid claim against the policy and can prove why the situation falls under the terms of the policy---whether it is Life Insurance, Car Insurance, Accident Insurance, Travel Insurance, etc. Call the Insurance Company for exact details.


Can you buy life insurance on anyone?

Not anyone. You have to prove insurable interest on that person and they have to sign that it is alright for you to own life insurance on them.


How do you prove you have a Metropolitian Life Insurance policy?

Most companies will send you a policy confirmation letter. If you can not locate that, contact the company via phone, email, or log into your account to obtain your documents. Most insurance companies are happy to get you a copy of your insurance policy. That should serve as legal proof.


Can someone else get burial insurance on you?

Yes. However, there are some things to note. Burial insurance policies for someone else will generally mean that you have to prove what's called an "insurable interest". You have to prove that their death will leave you out of pocket if you don't have this insurance policy, not so that you can make a profit and retire to the Everglades. If you can prove that you will be responsible for paying for the funeral after their death which is going to leave you $15,000 or $20,000 out of pocket (which you probably don't have spare lying around) then you will be able to buy a burial insurance policy on their behalf for this amount, but they've got to sign for it so you won't be able to keep it a secret. You'll pay the premiums and be the beneficiary of the policy after their death so that you can sort out all funeral and burial expenses without having to worry about it.


Is there a recourse for a wife of 23 years to claim a life insurance policy that has the ex wife as the beneficiary?

Not if the ex-wife has any insurable interest in the ex spouse. If you could prove that the ex no longer had any insurable interest, and did not pay toward the policy itself, then it might be possible to challenge it in court. It would be a very difficult case to win in any case, because the owner of the policy had the ability for years to change the beneficiary of the policy and did not exercise the option, and it is impossible to know what their wishes were.


What is Ownership of Intelligence?

ownership of intelligences is when you have a legal document to prove that something is yours


How could you prove you had bodily injury insurance on a particular date over 3 years ago?

Contact the insurance company that covered you at that time to get copies of your policy for that particular incident.


I am the payer on several policies but company won't give me any information on policy because I am not considered the policy holder what should I do?

Have the Insured person name you as the Owner. This might involve the agent and a notary and yourself. Check with the agent of record on each policy to see what is involved in transferring ownership or contact the home office. If you are listed as the beneficiary of these policies you might have to prove an insurable interest.


What documents provide Proof of ownership of condemned property?

A deed would prove ownership.


How can a parent remove a child from an auto insurance policy after he's turned 18 years old and has moved away from home?

Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.


What exactly is insurance indemnity?

Indemnity insurance is compensation for the beneficiaries of the policies for their actual economic losses. This is typically up to the limiting amount of the insurance policy. It generally requires the insured to prove the amount of its loss before it can recover.


Does a life insurance have to prove that premiums were not paid?

No. How can they prove that nothing was received, if nothing was received? The person who was supposed to pay for the policy should have cancelled checks or bank statements indicating that premiums were paid.


How do you prove you are the beneficiary on an insurance policy?

You should see a lawyer for this because it isn't likely if you were lucky enough to know where the Insurance Co., was, that they would give out this private information. Your lawyer can find out about this for you. Marcy


What happens if you had been in an accident and it was considered 5050 because there was no way to prove who was at fault but you had only comprehensive and collision and no liability insurance?

Both insurance companies will pay for their own, depending on your policy coverage.


Can the surviving parent of a child challenge a life insurance policy that names someone else as trustee of their child's life insurance money?

== == Probably not. Maybe there is a reason someone else was named as trustee I think you can challenge it in court. If you can prove that the named beneficiary doesn't have the interest of child at heart. It is worth a try. The correct answer is NO. A life insurance policy is a contract and the contract will uphold in court. The only person who can change the benficiary is the owner or possibly the current trustee if they no longer wished to be trustee. <---Period!


Can an ex partner take out life insurance for the partner if they wasnt mairred?

You can take out a life insurance policy on anyone, regardless of marriage or blood line, AS LONG AS you can prove that their death would be a financial hardship for you. So if ex partner is giving you child support, then yes you can take out a policy.


Do you have to disclose the premium cost on a previous auto insurance policy declaration requested by your new auto insurance company to prove prior coverage in Michigan?

You shouldn't have to disclose the premium, just the prior insurance carrier and policy number. What do you care if they see the premium anyway? It's not like they are going to adjust your new premium one way or the other.


Who has the burden of proving a loss is not covered in an All Risk policy?

There is no burden of proof on anyone at all. The terms of your homeowners insurance coverage are defined in the policy. If the insured disagrees with the insurance companies interpretation of the policy they can file a suit. At this point in a court of law, the entity bringing the suit (the Insured) would be obligated to prove there claim to the court.


Will claim for a policy holder be denied if he start smoking after 5 year of policy and the policy is for nonsmoker?

I assume that you are talking about a life insurance policy or perhaps even a health insurance policy of some kind. The answer is the same either way. As all insurance companies are legal contracts the agreements are based on the conditions at the time the contracts were signed. The insurance company will not penalize anyone who starts smoking after the policy was issued. They will even reduce your rates and give you non-smoker rates if you quit smoking and can prove that you stay quit for a period of one year. The insurance company can provide testing to verify such. Both policies are the same as far as rates. Your price will not increase if you start smoking either.


If I have an oceanfront property that is destroyed by wind and waves from a hurricane and have no flood insurance will my homeowners policy cover it?

you would need to prove wind damages - consider hiring an engineer. Waves is the same as flood and excluded by homeowners insurance.

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