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How do you put a judgment against a debtor?


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Answered 2011-09-13 06:02:34

You file a law suit, which means you notify the debtor. They may pay up rather than hire an attorney and going to court. If they don't, then you go to court. If they don't show up, you get a Default Judgement. If they do, the case is heard and the judge will issue a Judgement (presumably in your favor, if you have the debt properly documented).

You can then serve the judgment on the debtor to collect the amount. The judgment can be used to put a lien on property, garnish wages and other means of collection.

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Yes, if the lender sues the debtor and receives a judgment award, the judgment can be executed against personal or real property owned by the judgment debtor.


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How do you garnish wages in New York?

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Are you required to appear in court before your wages can be garnished?

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How can a creditor enforce a judgment against a debtor who no longer lives in the US?

Yes.


What can a creditor do with a final judgment in Florida?

The judgment can be executed as a bank account levy or wage garnisment or liens against real property solely owned by the judgment debtor or to seize and liquidate any unexempt property that is owned by the judgment debtor.


If a credit card company obtains a judgment against you what happens?

The judgment creditor can execute the writ according to the laws of the state in which the judgment debtor resides. The preferred method is wage garnishment or bank account levy. Other options for the judgment creditor is the seizure and sale of unexempt real and personal property belonging to the debtor or liens against real property belonging to the debtor.


When a judgment is executed is it an 'automatic' lien on the debtor's property?

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Can a credit card issuer place a lien on your property in Pennsylvania?

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What is a filed judgment?

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What can happen if there is a judgment against you and you cannot pay?

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Can a credit card company that filed a debt as a charge-off still file a judgment against the debtor?

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Can a court act as a collection agency for a third party?

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Can a credit card company put a lien against you?

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Does the debtor have to be notified of a writ of judgment?

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If your spouse has a judgment against them can it also be filed in the other spouse's credit report?

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