The same way a loan company does, HIRE a REAL repo agency to do the job.
"Voluntary repossession" basically means you're telling the lienholder "Come repossess this; I'll make it easy for you." Since the lienholder has no interest in the property, that means they'll come take the mobile home itself (or you could take it to them), but the property itself won't be impacted except to the extent necessary to drive in a couple of tractors to haul away the mobile home.
A creditor may not breach the peace in repossessing the vehicle and please don't just hide or refuse to surrender collateral to a lienholder indefinitely. You have a duty under the civil law, the Texas Business and Commerce Code, Sec 9.503 to make collateral available to a lienholder when demanded. There is also a criminal statute, Hindering Secured Creditors, Sec 32.33 of the Texas Penal Code, which makes it a crime to conceal, remove, or harm, etc. property on which there's a lien with the intent to hinder enforcement of the lien. If you're in default and a lienholder makes demand on you for return of the collateral, please see an attorney right away. Good Luck
A dealership willnot need to repossess a vehicle in any state unless it is a buy here pay here type dealership. If this is the case, the dealer should contact a local, private repossession company. Find one of the larger possible companies, this will offer more resources. Then leave it to them. It could take some time, but if you give them all the information you have on the debtor, they will find and secure your car.
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