First and foremost, you are never responsible for charges made to a credit card without your knowledge. You should request a copy of the statement(s) in question to be sent to your attention. Upon review, if the charges are fraudulent, advise the bank and they will put them into a dispute file. You will likely need to complete some paperwork and the merchants will have to pull receipts with signatures authorizing the charges. During this time, disputed charges do not incur interest or penalties. Regarding not being a co-signor, you will need to ask the bank for a copy of the original credit card application where you would have originally opted-in as a co-signor. If they are not able to provide this, legally you cannot be held liable for these charges. Good luck!
Yes, but the cosigner can only sue for the actual amount that was paid to prevent the loan from going into default. They might even request the title be signed over.
Request monthly statement from bank
If my payment request day is Tuesday and i forgot to call in my request when can i make my payment request
A bank that can not pay its account holders when they request payment is insolvent.
request for payment i.e. billTypically a request for payment.
from santanders web-site transfer from a santander account to a non santander account Please allow four working days for your payment to be received. If we receive your request before 5.30pm on a working day we will normally process your request immediately. If we receive your request after 5.30pm or on a non-working day we will normally make your payment by 9am the following working day. Your payment will appear as 'pending' until it is processed
Contact the Pay Day Loan company and request that it be stopped. Get something in writing. If that doesn't work, report your checkbook as lost/stolen. Your account will be frozen until the bank changes your account number.
Call the lender and request that all the information be sent to you also -- if it can't be sent to you both at the same time, then the statements really need to go to the person who is making the payments, with the co-signer getting a occasional notice if the account goes past due.
The co-signer only has to make a phone call to obtain the history information. Most of this information is automatic--call the lender and use your social security number if you do not know the account number. Ask for a supervisor or loan manager if you are having a hard time of it or if you can wait, request the information in writing.
In order to repair an account you need to have the part of the account which is derogatory deleted. For example, If you have an account with a late payment, that late payment would either have to be removed or repaired for the account to become positive. Here are some tools to get this accomplished: 1. Goodwill intervention 2. Late payment validation 3. Escalated info request 4. FTC Complaint followed by another late payment validation You can either do this all yourself or you may hire a Credit Repair Company to do this for you.
My hotmail account has been blocked. I tried to send a request to reopen the account
Yes that is a normal thing to request.
YES, THE CREDITOR WILL REQUEST FOR EITHER PARTIAL PAYMENT OR FULL PAYMENT. ASK FOR A LETTER STATING THAT THIS COLLECTION WAS PAID IN FULL AND THAT YOU HAVE A ZERO BALANCE. ALSO; REQUEST THAT THIS LETTER STATES THAT THIS ACCOUNT NEEDS TO BE DELETED IN ERROR, SO THAT YOU COULD SEND THIS LETTER TO THE BUREAUS AND HAVE THEM DELETE THIS ACCOUNT OFF YOUR CREDIT REPORT AND RAISE YOUR CREDIT RATING.
In most states, yes, the lender is actually the 'owner' until the loan is paid off and can require that the cosigner be on the title.
One would submit a payment request with PayPal if one is set up with PayPal as a seller. According to the site all that is needed is the purchaser's email address and PayPal sends an invoice via email. The invoice can be paid with just a few clicks and then the funds are transferred to the sellers account.
no they do not check unless you are placing or requesting a loan with individual/ you can be added per primary holders request/
It might be that there was not enough money in the account to honor the auto draft. Or in quite often the request date falls on a holiday or "non banking day". Thereby making the draft when it is implemented, appear as a late payment. In short a bookkeeping error, that can and should be corrected asap.
Stop payment throught credit card
a stop payment order
Cosigner just means someone who guaranteed the note. What's on the title? If the cosigner is on the title, he/she is entitled to half of the proceeds of a sale or insurance liquidation because it's the TITLE that determines the ownership, not who paid for it.
When you authenticate a payment on a card, the merchant's payment system will send a request to the card issuer to ensure that funds are available either in the account or in credit. The card issuer will supply an authentication code to the merchant approving the transaction. The card issuer will then arrange for the transfer of funds to the merchant's bank.
A letter to request new cheques or checks can be written to the issuing institution. Including an old check which is voided is usually required. As long as the information is the same, the only additional requirement would be authorizing payment from the account.
You need to visit the bank branch where you have the account and submit a request in writing to close the account. You would have to submit your ATM/Debit card and any unused checks before the bank accepts your request. The bank will process the request and pay you the money that is present in the account.