submit the letter to your insurance company asap as they are looking to make you at fault int he incedent.
No they are not looking to make you at fault. They are looking to see who should have paid the medical bills. If car accident, which auto insurance. Yes, contact your car insurance to set up a claim. Once the auto policy/policies utilize all their medical coverage then your health insurance will take over. If your auto pays you cash for your medicals, beware you WILL be contacted by a subrogation analyst because that money is not yours. It's to pay for your medical expenses and you will have to pay your health insurance back. It could take months and months before they find out about it...but they will.
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