How do you stop maintenance charges on credit cards?
The ONLY way to avoid charges on a credit card - is to pay off the balance before the end of the current month !
Why are there itune charges on my credit card account stop the charges or get a valid talk to a live person phone number?
IF you think you have rogue charges on your account - contact your bank and have them (a) stop the transactions, and (b) investigate why these charges are appearing. Read More
Chase Bank stopped issuing Circuit City credit cards in late 2008 to early 2009 when Circuit City declared bankruptcy. Most Circuit City branded credit cards became regular Chase Bank credit cards afterward. Read More
If you die than you won't have to dumbo Read More
Depends on the credit agreement, but generally interest does not have to stop being calculated. Read More
Take away their credit cards. Oh wait... that's how you get elephants to stop charging. Read More
Online web sites that accept credit cards, are going to be site that you buy anything or rent anything. So anything from Amazon to Game stop you will need a credit card to buy anything. Read More
1. Max out your credit cards. 2. Pay your bills late. (Or stop paying them altogether.) Read More
sometimes they can sometimes they cant it depends how much you spent Read More
The typical consumer has access to approximately $19,000 on all credit cards combined." If you're someone who has an unwanted credit card balance, there are ways to get out of credit card debt but you must first make the decision to stop using your cards and begin attacking the balances. Read More
Please do not stop paying your credit cards back. You will destroy your credit score. It is devastating what can happen if you stop paying off your cards. Credit card companies will harass & chase you for up to 7 years if you do not pay. They can make your life hell. This happened to me. I did my best to always pay off everything I owed. I worked 3 jobs at one time to… Read More
You need to notify the Credit company, once you've done that you may suspend payments. Read More
I would contact the credit bureaus and file a fraud alert to each of spouse credit report. (IF you file fraud alert with experian or equifax etc, they will add the alerts to all 3 credit reports). The only thing you can't do is file a police report since your spouse is protected from being criminally charged since you are legally married to your spouse and you are required to monitor your identity if your… Read More
Two possible ways are to pay the bills regularly (preferably the full amount due every month) or to go through bankruptcy. Another strategy is to stop using credit cards altogether and use debit cards instead. Read More
A low FICO credit score because The proportion of balances on charge accounts is too high can I repair my credit?
You have two options to resolve this problem. The first is to stop charging so much and pay down your existing balances. Then your proportion will go down. The FICO folks like to see no more than 30% utilization of credit; in other words, you use no more than 30% of the credit available to you. For example, if your credit cards--total--allow you to charge $10000, the most you should use is $3000 (30% of… Read More
Usually, if a credit card is good, meaning funds are available and this applies to prepaid cards as well as the usual ones, the bank will stop processing charges for a few reasons. 1. Unusual activity - out of state and never been used out of state before. 2. Over charging - Spending limits exceed the normal history for the card user. 3. And this is a new one. Prepaid cards only. Funds were not… Read More
If someone is unlucky to have their credit cards stolen or simply lost, the correct thing to do is to contact the credit card company and tell them your card has been stolen. They will stop any transaction made with the card immediately. Read More
I would think not paying on your credit cards would have the biggest effect on them. I'm sure they would care less if you pay on your house as long as you pay them. If you have to make a choice between the two then pay on your house. Your house is more important to your survival and is secured by your mortgage but your credit card is most likely an unsecured loan. Read More
This seems highly unlikely. I think only the IRS has the power to freeze a bank account. Read More
Because Americans are still using credit cards non stop. Read More
If you have joint credit cards with a spouse who is running them up can you remove yourself from the cards and only be liable for what was on the card prior to removing yourself?
The person who is the Primary credit card holder is responsible for ALL the debt acquired on a credit card. If you are 50% / 50% on a credit card (rare), then you will be 50% responsible for any and all debt no matter when you stop using the credit card. Acquire the credit card in question, destory both by cutting/shredding and then cancel the card. IF your partner is the PRIMARY account holder then… Read More
A debt is a debt. The credit card collectors can take you to court and get a judgment on you to pay what is due. They can have your wages garnished. This is the channels they will take first. If they do not get satisfied through garnishments they can go after your property. But this is rare. Read More
The first step to clearing a bad credit history is to dispute or clear up any mistakes made by companies in the past, as these will affect your credit score. You should also stop applying for any more credit, register on the electoral roll, cancel any unused cards and pay future bills on time. Read More
I am trying to say.... How do you stop the creditors/companies on the bottom of your credit report to stop continuously running you credit? Like it says this inquiry will continue until such a date...How do you get that to stop? Read More
You should stop using credit cards before you file or you will have to pay all of the debt you incurred after you filed. When you file you have to list the debt and the company. If you keep using it you maybe challenged by the creditor. Read More
freeze? do you mean stop using and cut up a card? yes if the government freezes your assets, i dont believe so Read More
The answer is, it depends. In general, credit cards can be stopped and fradulent charges can be paid by the company rather than by you if the card is stolen and, this is key, you report the card stolen to the police and to the credit card company. The process can vary by credit card company, but most will accept verbal notification through their customer support line for the card to be frozen and all… Read More
You are STILL liable for the balance owing on the account. It is up to the credit card company how they decide to recover the debt. Companies would rather recover debt at a lower repayment over a longer period - than wipe out the debt altogether. Read More
You should consult with an attorney, but you may be able to. Declaring bankruptcy is one option. It may also be possible that they can't garnish SS income. Read More
Credit cards are more secure as there is a longer window to stop a transaction (because no money has left your bank account) if there is any fraudulent activity on your card. Read More
Obtain a credit report with your score on it--you will probably have to pay for it. One credit reporting company should do it: try Experion. Your best mortgage rates are going to be if your credit rating is 700 or more. If you pay everything on time, and catch up any old bills and keep things paid over the next two years, you should see improvement. Pay down the highest interest rate credit cards down… Read More
Is there a way to close a credit card while theres still a balance on it while avoide late and overlimit fees?
Be careful when you close a credit card account. It could drop your credit score considerably. The way to avoid late payments and over limit is to stop using the card and make payments on time. If you want to learn more about credit scores and how to improve yours: Take a look at Phil Turner's Credit Bible. You should find valuable information on credit cards and improving your credit. Read More
No, the PlayStation 1 & 2 memory cards will not stop working. Read More
1. All debt collection actions must stop as of the date of filing. 2. All creditors in the same class (secured, unsecured, student loans, e.g.) are treated the same. 3. Interest, late charges, fees and other charges on unsecured credit stops. Read More
It will go on your credit report. You probably wont be able to get anything with credit anymore like houses and cars. They will then be able to increase the amount you owe them through fees and charges which will never stop increasing until they are payed off. They could even triple the amount that you owe them. Read More
If Its off your credit report ,and rental history you can stop clamming today! Read More
There is no such thing as maintenance with creatine. If you are not working out, you should stop taking creatine. Even if you are following a maintenance program for your workout (lifting with less intensity or lifting fewer times), you should stop creatine consumption. Read More
You can stop spousal maintenance when the court that orders it approves stopping it. That is generally when the spouse dies, remarries, or their financial condition changes significantly (they win the Powerball lottery) Talk to the judge. Read More
You can use Stop and Shop gift cards for gas at the gas station where they are purchased. The company expects this action. Read More
1. Read your pre-authorization agreement to determine the stipulated method of canceling the authorization. 2. Contact the company charging your credit card and request they stop charging you. 3. If method 1 & 2 do not work contact your credit card company and tell them you have revoked authorization for the charges. 4. If you are charged again, contact your credit card company and let them know the latest charge was fraudulent as you have… Read More
Your number could potentially be used to take more than the authorized amount from your account. Most debit cards, however, come with the exact same protection that credit cards do. If you regularly balance your account, you should be able to stop any suspicious activity. Read More
After many calls and letters - very stressful! - they will eventually send your account to collections (which is a way of suing you). My grandparents have over $100,000 in credit card debt and the phone calls start at 8am and don't stop until 5pm. Also, you will not be able to apply for a loan or anything that requires a credit check because it will all be there on the report. No lender would… Read More