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If you are keeping the car with the intention of repairing it yourself, you should be able to turn the title in to the DMV and get a non-highway title. Then when you have the car repaired, you will have to have the car inspected to show that it meets all safety requirements and get a "salvaged" title. The salvaged title will make the car harder to sell (unless you reduce the price well below blue book) and insurance companies will be reluctant to insure it. If it is an older car, some fairly minor body work could be enough to total it, and if the car still runs or minor repairs would make it driveable, I wouldn't do anything with the title. Just keep it registered and insured until you get it repaired. Unfortunately, every insurance company in the world seems to have access to every insurance claim, so they will still know it has been totaled, but you'll still have a normal title.

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โˆ™ 2005-10-26 21:02:34
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Q: How do you transfer a title on a car you are keeping that was totaled by the insurance company after a deer hit the vehicle?
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Why would an insurance company declare a vehicle totaled?

An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.


Your car was recently totaled by insurance company can you buy it back from the insurance company?

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The insurance company. They have in theory bought the car or what was left of it.


Who get the money if the car is totaled and the car is on chapter13?

The insurance company will pay the finance company not you.


What is a sentence for totaled?

I was most relieved to find out that my insurance company agreed with my statement that it had been totaled. I came out ahead when my expenses were totaled up.


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


After settling with the insurance company for a totaled car do you keep the car or does the insurance compnay?

Legally, if the company pays you for the totaled vehicle, it belongs to them. You can offer (if they don't) to by the scraps back. This would be deducted from your settlement and you would be paid the difference.


How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?

The insurance company will pay you the worth of your car minus your deductible.


How do you know how to get cash value when your car is totaled?

The insurance company will make you an offer.


Does an auto insurance company have to pay for a deaf interpreter to find a new vehicle after yours has been totaled?

What. Why would you think this is required? An insurance company will not find you a new vehicle is your is totaled, they will pay you the actual cash value of the vehicle you had.


If your car is declared totaled do you still have car insurance The insurance company has not paid yet.?

Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.


What happens to a car that's declared totaled by the insurance company?

If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.


How do you declare the title of a vehicle you own as salvage?

can be done by insurance company at time it is totaled out by them


If your car was totaled and the insurance company paid you for it do you get a credit for that on sales tax on your new car?

NO.


How can you get the insurance company to say your car is totaled when they claim they can fix it?

You can't. Usually it is up to the insurance company's discretion. They have the right to settle their insurance claims for as little as possible without litigation. \


Your car is totaled and the other insurance is handling the case Should you contact your insurance company?

You could to see if they know anything.


I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


CAN you BUY MY Car back after its totaled?

In some cases you can buy your car back from the insurance company or from the scrapyard if the vehicle is totaled. You will need to check your insurance policy to see what type of stance they take on this purchase.


What can be done with a totaled vehicle under lien and only liability insurance?

If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.


Do you have to pay off the car loan if you have totaled the car?

Yes, if your insurance company will not pay it all.


How do you get a car after your vehicle is damaged?

most time if the car was in an accident and is totaled you will have to by it back from your insurance company


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In most states, you will owe whats left owing after the ins. co. pays.


What does the finance company do when a car is totaled and there is no collision insurance?

If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.


Rebuilt title mean?

It means the car was totaled by an insurance company and rebuilt (to hopefully roadworthy standards!)

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