How do you you secure auto insurance so you can purchase a new car you have only been previously covered on your parent's policy you are 22 years old?

Once you're married, you're legally considered an emancipated adult and would not be covered by your parents' insurance. You would be covered by your spouse's insurance.

This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agent and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.

every car has to be insured separately, so the new car has to have its own insurance on it.

Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.

It depends on the insurance companies rules.

Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..

You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before…

He is covered under his parents' policy until he gets his own car and license.

The 24-year-old does not have to live at the parent's home to be covered by their health insurance.

No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.

State Farm offers young driver and student car insurance providing low rates and discounts. In several states college students are actually still covered by their parents insurance polices but if a student isn't covered by their parents or wishes to get their own they can get a quote and apply online at State Farm.

Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.

I know for me, i have to be a full-time college student [at least 14 units] to be on their insurance.

If you are still listed on their policy, yes.

To learn, no. But you need insurance once you become a licensed driver, or you need to be covered under your parents insurance. In most if not all states, it is against the law to drive without insurance.

Yes, I have two children over 18 and under 25 who are currently on my insurance. You must go to their insurance company and give them your name etc and they will tell you how much more it is. Beware, if your parents insurance lapses or is canx, you will not have insurance either.

Maybe. :) It depends on the insurance policy, actually. It depends also on how old you are, and why the insurance is covering you. Some policies are written to only cover full-time students, but most policies that you don't buy through the school will cover you anyway. Hopefully you are still covered, but the only way to know for sure is to ask your parents' insurance agent.

Yes ... in fact, any passenger. Remember to wear your seatbelts.

Everyone in your household must be listed on your insurance policy if they have a license. For example, if you live with your parents, you may not be covered if you are not listed on their insurance policy. On the other hand, if you live separately you could use their car with their permission and be covered.

Assuming the teen is covered under the policy before she gets pregnant and the plan does not exclude pregnancy for all then yes.

NO, All drivers are required to carry insurance and be scheduled on an auto insurance policy. if he's not on the policy then he is not a covered driver. Although your company may be required to pay for an accident in which your uninsured teenager is involved. they would not be paying because he was covered, but rather they would have to pay due to the parents negligence in failing to obtain proper insurance for…

No, the unlicensed child is not covered under the parents policy unless that child is a scheduled driver on the parents policy. It is illegal to operate a motor vehicle on public roads with out a drivers license. Most parents already know that. It is also illegal to operate that vehicle on public roads without proof of financial responsibility. Fortunately the Parents are insured for acts of negligence in allowing the unlicensed child to illegally…

It is usually not necessary to insurance a driver who only has a permit. Often, if it is a young person, they are covered under their parents insurance. If it is an adult, then they may insure the driver.

my son is on my auto insurance policy but he has moved to florida and I live in Michigan. Can he still be covered on my auto policy if he now lives in florida?

All of them.... see link

Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.

Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to…

Are you not still covered under your parents policys? Do you have a guardian? Or are you emancipated? Most states will not allow a minor to enter into any CONTRACT and insurance is a contract. You could contact an agent in your area for the answer. Good luck.

This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are…

Yes, if there is not a court order mandating that the coverage be provided.

He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the friend's car, under the friend's policy.

I believe it is until 18 years of age, unless the child is a full-time student.

As long as you are a minor or covered by their insurance, they have a right to know. And if you have cancer, you are going to want all the support they can give you.

Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.

The Affordable Health Care Act of 2010 allows parents to keep their children on their health insurance until they are 26. This applies if they are not covered under any other health insurance.

Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.

If your parents put your name on their car insurance, that is you as a named drived you will be able to drive their car. This is often a cheaper way of insuring you to drive a car than having you as the person that takes out the car insurance. You will not be covered to drive other cars however. Their are some insurance companies now aimed at insuring young drivers which is something that…

The parent who was born first in the year. In other words if the mom was born in June and the father was born in July, then the primary insurance would be covered by the mother. This also applies to both parents being born in the same month. Whoever was born first is the primary holder of the insurance.

As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.

Insurance is always a good idea. While many students may be covered under their parents, having their own not only prepares them for the future it gives extra peace of mind.

They must be listed.

No, once your 18 whether male OR female, you will no longer be covered by your parents no matter what. Not to sure about the special ed though.

In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.

Yes you can purchase life insurance on your parent. In order to buy life insurance on another person there must exist an Insurable Interest in that person. There does exist an insurable interest between siblings, spouses, and parents and children.

Your birth control purchase might still show up on your parent's insurance explanation of benefits depending on how far along the filling of the prescription went before it was canceled. Hopefully your parents will understand that you are being responsible in purchasing birth control.

In most states it's not legal. The vehicle must be insured by the owner.

No, your points are not affected by the company, but by your driving record alone. The claims history of that policy will remain. But the parents policy premium will decrease significantly if the risk is no longer covered on their policy.

Yes you can have an upstate "insurance rating" but Insurance Companies usually ask for proof that the car is there. If you are caught with it in NYC and are involved in any type of Insurance loss then you will not be covered.

Depending on your age, if you are a full-time student and a resident of your parents home you can remain on their health insurance until the age of 26. Be careful if you don't take enough hours one quarter or semester to meet the requirements for full-time student at your college. You can purchase what is called short-term major medical insurance for times that you are not covered elsewhere. This is less expensive than regular…