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Most "no fault" laws apply only to injuries, so in other words, if someone else damages your car, you can get the damages taken care of by their insurance company (or use your ins company and they will go to them for you possibly).

Michigan is the only state I know of that is completely no fault, i.e. for property damage you go through your own insurance company

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โˆ™ 2015-07-15 19:31:44
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Q: How does No Fault work if there are no injuries only vehicle damage?
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Related questions

If a driver has no insurance but drives a car covered by no fault gets into an accident will the owner of the car be able to file a claim with his insurance company?

No fault laws refer to injuries only not property damage. If you have comprehensive and collision coverage on your vehicle the damage to your car will be repaired subject to your deductible, unless the driver is excluded from your policy. For the driver's injuries if he does not own a vehicle then the personal injury protection on your policy will cover his injuries, once again subject to any exclusions.


What are your rights when you are injured in a rollover in a company vehicle?

If the rollover was your fault - only workman's compensation. If the fault of another vehicle or because of a proveable mechanical defect with YOUR company's vehicle, you are eligible to bring suit for whatever damages or injuries you may have incurred as a result of the rollover.


Will insurance cover the cost of a claim if your vehicle is unregistered and im at fault?

The registration of the vehicle has really nothing to do with the insurance. If you have valid insurance at the time of the accident, then you will have coverage for the type of coverages on your policy. If you only had liability, then the other parties vehicle will be covered as well as injuries of the other party. Your car will not be fixed under liability, you have to have physical damage coverage for your vehicle to be repaired.


If the primary owner is involved in an accident can the cosigner be held liable for personal or property damage?

I am not an attorney but to my understanding, yes they can!! The other party just has to prove your at fault. For instance, you co-signed which allowed the primary to get the vehicle which did the damage without you the primary couldn't of gotten the loan and therefore it is your fault. The only way you might not be at fault is if you are not named as a registered owner of the vehicle.


Can a passenger in an uninsured vehicle that was at fault sue the driver of the vehicle that was hit?

Only if the other driver was at fault. If the driver of the uninsured vehicle was at fault, the injured person would have to recover damages from them.


You wrecked your friends car it was your fault they had no insurance nor do you what type of insurance do you need that will cover you when you drive some else's car?

You can buy a "Non-owners" or a "Named Operator" policy that will cover the damage you cause to the other party for injuries or property damage to the other vehicle. The only way to cover damage to the vehicle you are driving is to have the owner of the purchase a traditional auto insurance policy, with comprehensive and collision coverage, and then list you as a driver on their policy.


If you are hit from behind while waiting at a red light and your car hits the car in front of you who is at fault?

Given just these facts, the only person at fault is the one who hit you from behind. They or their insurance are responsible for all resulting damage and injuries. Make them pay.


If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?

You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.


How does no fault auto insurance work if you hit a parked car?

No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.


If a tire blows out on my vehicle and the only damage is to my vehicle and the passengers in it What if any will my North Carolina liability insurance pay out?

you are saying you only have liability? will cover nothing on your vehicle. if your passengers were injured (baring any exclusion) you liab. coverage will cover their injuries assuming you were negligent in some way....


Does owner take liability for damage to tenants personal property?

Only if the damage is the fault of the landlord.


What happens if you hit an an uninsured motorists and you only have liability?

If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.

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