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How does a discount dental insurance work with a regular insurance?
Wiki User
∙ 12y ago
In my experience it doesn't. If you have a PPO insurance, the dental office follows a fee schedule that the insurance company reimburses them up to after the patient pays their percentage. With a reduced-fee insurance, the dentist accepts the reduced fee as payment and is not reimbursed by the insurance company. So basically what you would have to do is see which one is cheaper for you. Usually, the PPO is going to be cheaper than the reduced fee but for some services it isn't (or if your yearly max has been met on the PPO you can then use the reduced-fee plan, this is the only real benefit of having both plans.)
Source:
I have 3 years of experience in dentistry and two years of experience in a private office. I am a chairside assistant but in the private office I was also a treatment planner and makeshift insurance coordinator because it was small.
Since I don't know which insurances you have I cannot tell you a for-sure answer. This is just advice for you based on what I have gathered from your post.
Wiki User
∙ 12y ago
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Where can one find discount plans for dental insurance?
The best way to find discount plans for dental insurance is to shop around to the various dental insurance providers. Another great way to save on dental work is through comparing different offices and checking with a local university.
What can you do if your employer is changing dental plans and it is not accepted by your current dentist that is doing major dental work?
== == Your old plan should cover work started or you should request grace period from your employer, Contact insurance comapny and/or employer. To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
Where can one get a discount dental plan?
You can get a discount dental plan from the dentalplan website or the ehealthinsurance website. There are many websites that offer cheap deals on dental insurance plans but it is wise to check what type of dental work each plan covers.
Does health insurance cover dental implants?
Regular health insurance does not typically cover dental implants. One would need to obtain a separate dental insurance for any dentistry related work.
Does the typical dental insurance policy cover cosmetic work?
The typical dental insurance policy does not cover cosmetic work for the same reason the typical health insurance policy does not cover cosmetic work for the body - it is not considered a need. Even if such work was covered, there would be a waiting period before cosmetic procedures could be done. A person's best bet for finding affordable pricing for cosmetic dental work is through a dental discount plan. Discount plans are not insurance. The plans simply offer discounts at participating dentists for set procedures, including cosmetic. There are no waiting periods with discount plans, and no pre existing conditions to be concerned with.
Need dental care and have no insurance?
If you need to get some dental work done and cannot afford pricey dental insurance premiums then you can always go with a discount dental plan. Besides, if you have a pre-existing dental condition chances are that dental insurance will not cover it. On the other hand, a discount dental plan can be purchased for as low as $79.95 per year(not per month like dental insurance) and you can be using it within 3 business days for a pre-existing dental issue.Feel free to check ut my website if interested or email me at lowcostdentalcare@yahoo.comhttp://www.low-costdentalcare.com
I am 68 years old and live on fixed income. I need dental work done and do not have insurance. Where can I find help or free dental work.?
Dr. Carrie Boston accepts several discount dental plans that can reduce the cost of dental procedures by as much as 30 percent. Here is a
I need dental coverage for my wife and kids, I am on medicare myself but I want to pay for a plan for them full dental coverage what plan do I need?
You have to get supplemental dental insurance plan. For that, you have to contact the local dental insurance broker. You could also consider a discount dental plan. Great alternative if insurance doesn't work out for you. Covers the entire household. For more info, check out http://www.mybenefitsplus.com/rswetz
When preventive dental work is done is it deducted from your insurance maximum?
Any payment for dental work depends on your insurance coverage because there are many different dental insurance policies. You should read through the information for your dental insurance policy. You could also contact the agent responsible for your dental insurance policy.
Dental work was done when I did not have dental insurance and now that I have it can it be used?
Your insurance is good for any work you have done from this point forward. It does not cover work that was performed prior to having the insurance.
What companies offer the best dental health plans?
* Probably only those offered through employer sponsored plans, but policies vary from state to state* To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
Friend has no dental insurance and cant afford it on his disability income but he needs dental work done Is there any way to get it for him and his kids?
Ameriplan offers an inexpensive discount dental plan (about $20 per month for household). There a many providers located throughout the US.
