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This is my understanding of Judgement laws in Texas.

First you have to be served, sued, and have your day in court.

!. Your wages cannot be garnished except for child support, student loans ( federaly

backed), and federal debt ( taxes).

A. It is possible that, if your wages origrnate in another state and mailed to Texas,

the judgement could POSSIBLY be executed in that state.

2. Your bank account can be siezed, but only after a judgement is granted.

3. A spouse ( hince their pre-marital assets ) is not responsible for debts incurred

before the marriage ( as long as their name has not been added to anything, such

as a user on a credit card, etc )

4. Your personal property has exemption up to certain amounts.

5. Your car is exempt if you have only one.

6. Your homested is exempt ( A lien could possibly be placed, but no forced sale)

I am not a legal whiz, but you can find answers to these and many other questions on

If any has any corrections or additions, please post

== == In a civil suit a default judgment is entered in favor of the plaintiff when the defendant does not appear at the hearing. When a creditor has been awarded a judgment against the debtor the creditor can execute the writ according to the laws of the debtor's state. The preferred methods of enforcing a creditor judgment is by wage garnishment or bank account levy.

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โˆ™ 2009-03-13 04:01:27
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Q: How does a judgment work in Texas?
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In the state of Texas what happens after a default judgment?

A default judgment is nothing more than a judgment obtained because defendant did not show up for court. In Texas, when a default judgment is entered, the petitioner gets all that they have asked for.

Can an Oklahoma creditor garnish your wages when you work and live in Texas?

If they have a valid judgment against you in Oklahoma, absolutely. The Constitution requires states to give "full faith and credit" to the judgments of other states. Your creditor could simply go to a Texas court with a copy of the Oklahoma judgment, and get it enforced.

Can a payday loan company garnish with a judgment IN TEXAS?


Do you work in Texas?

No, I do not work in Texas.

How long does a judgment stay on Texas credit report?

how long does personal judgement stay on credit in texas

What are the laws in Texas for wage garnishment?

Texas only allows wage garnishment if there is no other manner in which the judgment creditor can execute the judgment (bank levy, seizure and sale of unexempt property, lien against real property owned by the judgment debtor).

Can a loan company file a judgment in Texas?

Any creditor who is owed money and for whom the contract has not been honored by the borrower can file for a judgment in Texas and every other state of the US. Whether or not the creditor will receive that judgment is a matter up to the courts, however the judgment typically goes in favor of the creditor.

How do you collect on a judgment Texas?

A Judgment can be collected by issuing a Writ of Execution. Also, a Abstract of Judgment can be filed in the County Clerks office. if the person comes into any monies in the future, the Abstract of Judgment will be satisfied

Can a judge in Ohio order your bank in Texas to levy your account?

Under the full faith and credit law the judgment creditor (holder) can obtain an exemplified copy of the judgment from the clerk of the court in the district where the judgment was awarded.The judgment holder then sends the document(s) to the clerk of the court's office in the county/city and state where the judgment debtor resides. The judgment will then be executed in the manner stated, (garnishment, lien, bank account levy, etc.).Texas does allow bank account levies by judgment creditors. Therefore, a Texas magistrate will sign the "foreign" judgment and canorder it enforced as a bank account levy.

Can your checking account in Texas be garnished due to a debt in another State?

The creditor would need to obtain a lawsuit judgment from the Texas court before wage garnishment would be allowed. Texas only allows garnishment of wages when there are no other means for a judgment creditor to collect a debt owed. If a judgment has already been entered against the debtor in a different state, the judgment creditor can place a "foreign" judgment lien against property owned by the debtor.

Why is it important to use good judgment while at work?

because with out good judgment he/she's work will not corrperate right and it will shut down. you always need good judgment and tem wrk

Why won't the credit bureau remove a realized judgment in Texas?

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