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"Catastrophic insurance is a type of health insurance. With this type of insurance, the insured pays lower monthly premiums, but a higher deductible. For a person who doesn't need to see the doctor very often, but wants to be covered in case of an accident, this type of plan may be a good idea."

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Q: How does catastrophic insurance work?
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Do you know of any catastrophic insurance companies?

One insurance company that offers catastrophic health insurance is United Healthcare, under their Golden Rule plan. AARP also offers catastrophic insurance for seniors.


Is it necessary to buy catastrophic medical insurance for people covered by regular medical insurace?

Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.


What does catastrophic insurance cover?

Catastrophic insurance is a type of health insurance that covers only big health care expenses. Catastrophic health insurance policies have lower-than-average premiums and higher-than-average deductibles.


Is catastrophic insurance a reliable insurance plan?

Catastrophic Insurance is an insurance policy that is minimum coverage and only protects you in the situation of a catastrophe. There would be no need for you to buy an insurance policy like that.


What kind of catastrophic insurance is recommended in Detroit, MI?

Michigan catastrophic Claims Association and LA insurance is recommended in Detroit


What are some catastrophic health insurance companies?

EHI EHealthInsurance is America's #1 catastrophic health insurance companies. The say it takes 11 minutes to get health insurance on their site. Catastrophic health insurance is minimum coverage. Discovery Health says this is the best policy to have if money is tight.


What is catastrophic health insurance and what does it protect?

According to this website, health.howstuffworks.com, catastrophic health insurance provides the minimum health care coverage and does not usually pay for doctor visits.


How would catastrophic medical insurance be described?

Catastrophic health insurance plans are made to give an safety net to those who ends up having a unexpected medical cost that they cannot pay back. It is a plan that can work with individual and family health insurance plans that focus on the coverage of being in the hospital or being very sick.


Is catastrophic health insurance good enough?

It really depends on your age and how often you expect to need to visit the doctor. If you are going to go frequently, then no, catastrophic health insurance is not enough for you.


Does State Farm offer catastrophic insurance?

State Farm does offer catastrophic insurance, as well as a wide variety of other insurances. Catastrophe insurance will cover you in the event of something (like an earthquake, etc) that is deemed a catastrophe.


Seniors Need Catastrophic Health Insurance?

We all want to believe that we will never be affected by a catastrophic health event. However, we all know as we age that the chances of a debilitating stroke, degenerative disease or other lingering catastrophic illness is quite possible. Senior citizens should research catastrophic health insurance or talk to an insurance provider. Medicare and regular health plans do not have the resources to provide the long term care that is needed in these cases. With catastrophic health insurance, senior citizens are better prepared for whatever the future holds.


Does the insurance you have cover the catastrophic insurance coverage I pay for?

No. A person pays for their own policy which covers them.