It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
Yes.Thats what full coverage covers
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
Depends on the insurance policy. There might be a condition that any driver must be licensed for the insurance to be in effect. If it is your car and your insurance, you probably have a problem.
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
Let me state that the person owning the car did not have insurance on their car. a licensed driver borrowed car to run to town, and pulled over due to they ran the tags and tickets outstanding to the owner. They suspended the drivers license and not the owner of the car who did not have the insurance. The owner never even recieved a ticket for no insurance.
Certainly, if they are licensed drivers. You would still probably want to carry some insurance on it.
File a claim with the other party's carrier and hope that they accept liability for the incident, otherwise you may learn a lesson the hard way.
Ordinarily, an auto insurance policy will require that the driver be licensed as a condition of coverage. Therefore, absent extenuating circumstances, probably not.
You can take an exam to sell insurance for various companies. Being a licensed acupuncturist has nothing to do with being an insurance salesperson.
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.
It enables you to sell the insurance that you are licensed for.
No, the parent isn't liable for the accident insofar as they weren't behind the wheel. But the minor probably won't have a license for a good long time.