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It doesn't unless a married couple files for joint credit such as a mortgage. In which case it may mean the couple would have to settle for a higher interest rate and a lesser loan amount, depending upon their financial status at the time of application. Unfortunately most creditors take a look at both of your credit scores and rank them first by the lowest score and then offer to allow you to make a purchase with just your wife's credit. If they allow you to be on the loan, you could end up paying more interest for the loan than just your wife alone.

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โˆ™ 2006-03-10 00:09:20
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Q: How does your poor credit affect your future wife?
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