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How frequently do credit reporting agencies update their records and the information they report?
Wiki User
∙ 16y ago
The credit bureaus information are updated daily and really immediately once processed from the creditors. Basic credit information is reported and updated (usually once a month, sometimes less frequently) by the creditors. Your credit score is a calculation based on that data. The calculation is only performed when a score is requested. So, your score would be updated only when you request your score or a lender. If you want to learn more about credit scores and how to improve yours: Take a look at Phil Turner's Credit Bible. You should find valuable information on fixing and improving your credit.
Wiki User
∙ 16y ago
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Where do credit reporting agencies collect their information from?
Credit reporting agencies collect their information from several sources, including direct investigation, trade creditor and banking connections, insurance records, and public records
How do credit reporting agencies collect information?
Credit reporting agencies collect their information from several sources including direct investigations, trade creditor and banking connections, and public and insurance records
How does the credit agencies find out about property liens?
The entity that has the lien notifies the credit reporting agencies or the lien shows up in the land records.
How is a judgment placed on someone's credit report?
Judgments are a matter of public record, anyone can have access to those records. Credit bureaus gather this information independently or obtain it from reporting agencies like Intelius.
Do credit agencies routinely sweep court records is the court required to report judgments if now how do you report it?
Credit agencies to not "sweep" court records. Courts do not "report" judgments. Individuals, workking a private contractors, search and scan public records. They make money by selling these records to various databases. Those agencies re-sell the information to the bureaus. The credit reporting agencies purchase only public record information that affects financial decisions. These types of records include bankruptcies, tax liens, judgments and foreclosures. If a judgment is recorded in any jurisdiction serviced by the independent contractors, they are likely to scan the new record on their next visit to the courthouse. Individuals may not directly report information to the credit bureaus. Only companies who are contributing clients may provide information.
Keeping systematic records of observations of children provides useful information for?
Reporting to parents
Do medical records qualify as consumer reports under the Fair Credit Reporting Act and is there legal precedent stating such?
This information can be located @ www.ftc.gov, there you will be able to search your information regarding the medical records.
How many records has shirley bassey sold worldwide?
The Dame herself touts 120 million, but reporting/tracking agencies say the number is closer to 80 million.
Where can someone find information about patient record software?
Employers and government agencies are often a glimpse of your medical records. These information can obtained your medical records, like treatments that you have done in the past.
Where can you get your birth records?
Most birth records can be ordered either from the state or county in which the birth occurred. Some agencies have restrictions as to access to the information. You can locate contact information by state or county through Free Public Records Directory.
What requires AF agencies to create and preserve records?
The Federal Records Act requires AF agencies to create and preserve records.
How do you dispute a number of collections that you have paid?
Get a copy of all three credit reports, then dispute them. The credit reporting agencies will contact the creditors to verify. If the collection agencies do not report the items paid, you will need to contact the collection agencies individually, and provide them with proof of payment. Do this by certified mail, with a letter advising them to correct the records within 30 days. If they do not, you may have recourse thru the FTC under the Fair Credit Reporting Act.
