I would say use both insurance's because neither of them pay 100%. Use one insurance for primary and let the other insurance pick up what the other one doesn't pay. Kind of like a supplemental insurance. ==Answer == Absolutely use both. If you get to make the determination then choose as primary the one with the greatest benefit. Don't be surprised however if each wants to claim that the other is primary. What it may come down to in that situation is the one that was in place first will likely be considered primary.
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
Yes, you can be covered by multiple dental policies. There will be one insurance carrier as your primary insurance and the second insurance carrier will be your secondary insurance.
Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.
Not in the United States, Flood Insurance is purchased separately.
Personal possessions are usually covered on your homeowners or renters insurance policies.
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft.
In most cases, personal injury policies are not the same as collision insurance. You should check with your insurance provider to see if you are covered.